The Bank of the West app provides secure access to your accounts allowing you to manage your finances from virtually anywhere. Available to all registered Online Banking customers.

The app lets you get a peek at your balances without signing in, deposit checks by taking a picture, add payees and pay bills in seconds, monitor account activity, transfer funds between your accounts, and find the nearest ATM or branch.

Download the app to your phone and sign in with your Online Banking username and password.

App Features:

• Quick Balance: Using the new Quick Balance setup screen you can select up to 5 eligible accounts that you want to keep an eye on. The Account nicknames and balances will display when you drag on the “gripper” from the login screen. To opt-in for the Quick Balance feature, you must log in to the app, go to the “More” menu and turn on Quick Balance. You always have the ability to disable this feature from the “More” menu.

• Mobile Deposit: Take a picture of the front and back of an endorsed check to make a deposit, avoiding trips to the branch or ATM.

• Bill Pay: You can now manage your bill payments entirely from the mobile app. No need to log into Online Banking to set up payees. Just scan your bill stub or search for a payee by entering the first few letters of the company’s name. Confirm the information returned by the system and pay the bill. As always, you can view or modify previously scheduled payments as well.

• Account Transfers: Quickly move money between your Bank of the West accounts.

• ATM and Branch Locator: Find Bank of the West locations near you, near an address, or within a specific ZIP code.

• Mobile PIN: Reduce typing errors and login faster by entering a unique numeric PIN instead of your password.

Mobile Banking Security:

• No confidential information or account numbers are ever stored on your mobile device.
• Industry standard data encryption to protect your banking transactions.
• Login information verification required after five minutes of inactivity.
• Device can be blocked from accessing mobile banking if lost or stolen.

Disclaimers:

The Bank of the West App is available to download at no cost. Your mobile carrier may impose data charges depending on your individual plan. Check with your carrier on specific fees and charges.

Member FDIC. Equal Housing Lender

Please note:
- Users must enroll for Mobile Deposit at https://www.fcbanking.com/banking/onlineapplication/mrdc/mrdc.asp to enable this application. During enrollment you will be able to select your username and password and indicate the accounts you wish to access via this application.

- To qualify, you must have an active checking or savings account which is in good standing and have had a relationship with First Commonwealth for at least 30 days prior to enrolling.

- Checks must be endorsed – “For Mobile Deposit Only”. You must sign the check within the endorsement area as well.

- The maximum dollar amount for a single check is $2,500. The maximum dollar amount that can be deposited in any calendar month is $5,000. Deposits exceeding these thresholds will be adjusted or deleted the day they are submitted and an adjustment notice will be provided the following business day.

- If your mobile deposit is completed prior to 7:45 PM EST on any business day, you will receive next business day credit on your account for the deposit. Your deposit will appear within online banking and mobile banking the next business day as well. For deposits made during the first 90 days after an account is opened, the following availability guidelines will apply: The first $110 of funds deposited into the new account will be available on the next business day after the day of your deposit. Any funds in excess of $110 deposited into the new account will generally be available on the 4th business day after the day of deposit. Please note all deposits are subject to review and/or final approval by the Bank.

YOU ACKNOWLEDGE AND UNDERSTAND AND AGREE that this app (including any updates or upgrades) may (i) cause your device to automatically communicate with Tangerine’s servers to deliver the functionality described below and to record usage metrics, (ii) affect app-related preferences or data stored in your device, and (iii) collect personal information as set out in our privacy policy.

In today’s fast pace world, we know you’re busy and always on the go. That ’s why we make it simple to do all of your banking with us at anytime, anywhere.

You can check your account balances, review transactions, transfer funds, email money, locate ABMs, get directions and hours for the Tangerine Cafés and even deposit a cheque with Cheque-In™.

To learn more, Contact us at:
Tangerine Bank
3389 Steeles Avenue East
Toronto, Ontario M2H 3S8
clientservices@tangerine.ca

Accolades
• Ipsos Best Banking Award for Mobile Banking Excellence (2014) Tangerine shared the 2014 Ipsos Award for Mobile Banking Excellence among all financial institutions.

•IBM Mobile and Cloud Innovation Award at Impact (2014)

Now you can Save Anywhere™ with your smartphone at tangerine.ca or through our Mobile Banking app. You can check your Account balances, review transactions, transfer funds, send Interac e-Transfers, locate ABMs, pay bills, buy and sell Tangerine Investment Funds and even deposit a cheque with our Cheque-In™ feature.

HIGHLIGHTED FEATURES:

Cheque-In™:
Cheque-In is the easiest and fastest way to deposit a cheque. No line - ups at bank branches. You simply snap a photo of your cheque using your device’s camera,, enter a few details and voila - the cheque is deposited into your Account. It’s that simple.

Orange Snapshot ™ :
Orange Snapshot ™ is a quick way for Clients to view their deposits, withdrawals, bill payments and Email Money Transfers (EMT).

Sign Me Up:
Simple and faster mobile enrollment process using Cheque-In.

ABM Locator:
Helps you to easily locate nearby ABMs.

FEATURES:

View my Accounts:
View your Account balances and details for all your Tangerine Accounts.

Move my money:
Transfer funds now, later or schedule ongoing transfers.

Pay my bills:
Register or manage your bills and pay them now, later or schedule ongoing payments.

Orange Alert:
By choosing to receive Orange Alerts, you’ll never have to wonder if payments or deposits have occurred. Orange Alerts send you emails when your money is in motion, to ensure you're on top of it at all times.

Refer a Friend:
When your friends and family open their first Tangerine Account with a deposit of $100 or more using your Orange Key, you each earn $25.

Language Supported:
English
French

™ Cheque-In is a trademark of Tangerine Bank.

We offer you to instantly know the status of the U.S Dollar and its following types:
- Official, Blue, Credit Card (20% surplus), Sky Blue (real estate operations).

If you think that you need it, you can get the pro version inside of the application and get access to:
- More currencies (Official and Blue Euro, Official and Blue Real, Uruguayan Peso, British Pounds, Japanese Yen, Venezuela Bolivar, Chinese Yuang, Chilean Peso, Colombian Peso)
- Quotes for gold, silver, platinum and palladium.
- Quotes for seeds (Soybean, Wheat, Corn).
- Currency converter.
- Historical Values up to 10 years in an interactive chart.
- Ads Free.

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Coming soon to Free Dollar:
- Optimized version for Tablets
- Share of quotes on Social Networks

BONUS TRACK:
"How much is the British Pound?", "How is the Real coming along?", "I'm going to China/Brasil/Colombia, what's the exchange rate over there?".
You can ask all of these questions to our bot on Twitter (@DolarLibreAR) as a complementary service to our app (Currently in Spanish ONLY)

twitter.com/DolarLibreAR
facebook.com/DolarLibre

What are you waiting to get it?

Work, play, whatever you like >

Get information quickly and schedule payments in advance.

Live more, type less >

Believe it or not, you can snap a picture to pay bills and make deposits.

Stay Close >

Your family, friends or people you work with can receive money easily with U.S. Bank Pay a Person.

Add to your life, not to your list. Count on us for new ways to keep up with your finances.

The Fine Print

1. The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile App. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

U.S. Bank is committed to protecting your privacy and security. View our privacy pledge at usbank.com/privacy. The U.S. Bank Risk-Free Guarantee protects customers from fraud loss. Learn more about online and mobile security at usbank.com/security. For more information about U.S. Bank Mobile services, please visit usbank.com/mobile or call us toll-free at 800-872-2657.

© 2014 U.S. Bank.
Deposit Products offered by U.S. Bank National Association
Member FDIC Equal Housing Lender

Simple offers awesome support, simplified budgeting tools, and most importantly, financial peace of mind. We believe you should be proud of your bank. Download the app and open your account today.

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IN THE NEWS

“A Financial Service for People Fed Up With Banks” — New York Times

“Want to Dump Your Bank? Now There Is an App for That” — Wall Street Journal

“I Stopped Using Regular Banks For Two Weeks — And I’m Never Going Back” — Business Insider

“Hack Your Way to Saving Money by Hiding How Much You Really Have” — Wired

“15 best financial sites and apps” — CNN Money

“Best money saving websites” — Good Housekeeping

“Simple offers better customer service, financial management tools, practically no fees, and a great smartphone app.” — Lifehacker

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SEE YOUR SPENDING AS IT HAPPENS

In seconds you’ll receive confirmation of each purchase via push notification. Personalize transactions with memos, hashtags and location information. It’s like a digital receipt you never have to file away.

KNOW WHAT’S SAFE-TO-SPEND®

With Safe-to-Spend, you’ll know how much you can safely spend today without hurting yourself tomorrow. We factor in upcoming bills, scheduled transactions, and transfers, then do all the math, so you don’t have to.

SAVE MONEY EVERY DAY. AUTOMATICALLY.

Goals helps you balance regular monthly expenses, lifelong dreams, and everything in between. We put money aside every day, and subtract that from your Safe-to-Spend. When you’re saving every day, you’ll be amazed how fast you reach your Goals.

TRANSFER MONEY INSTANTLY. FOR FREE.

Simple Instant makes paying back your friends a snap. Never put multiple cards down at the dinner table again.

GET SUPPORT FROM A REAL PERSON. FAST.

Customer service isn’t an afterthought, it’s at the core of everything we do. Urgent question? Call us and we’ll pick up. Don’t need an immediate answer? Message us from within the app and we’ll get back to you, usually in a couple of hours. No script, no phone menus—just real people helping you.

SECURITY IS FUNDAMENTAL TO SIMPLE

Your funds are FDIC insured to at least $250,000 through our partner bank, The Bancorp Bank, Member FDIC. If your card is ever lost or stolen, you can block it right from your desktop or mobile device. Simple uses the latest encryption to protect your information. We never compromise on security.

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READY TO REPLACE YOUR BANK?

Get the smarter way to spend and save!

What you can do
• Deposit checks with Ally eCheck Deposit℠
• Transfer money between your Ally and non-Ally accounts
• Make payments to payees you’ve already set up in Online Banking, see scheduled payments and review your payment history
• Use Popmoney® to pay anyone with a U.S. bank account
• Find nearby ATMs
• View your balances and search transaction history

How to get started
• Our mobile banking app is free. Your mobile carrier’s message and data rates may apply
• Compatible with Android we say Android 3.0 or higher

How you’re protected
• We never store personal or account information on your phone
• All transactions are encrypted with the same secure technology as Online Banking
• Our Online & Mobile Security Guarantee covers fraudulent transactions in Mobile Banking too

Ally Bank Member FDIC
For FAQs about Ally Mobile Banking, visit the Ally Help Center. To find out more about the benefits of online and mobile banking, visit www.allybank.com.

© 2012-2014 Ally Bank