DoverkaSEND: Money Transfers

DOVERKA FINTEKH

About this app

DoverkaSEND — money without borders. Send money abroad, pay by QR code overseas, issue a card, buy eSIM and exchange currencies — one app to use your money freely in any country. For travelers, expats, freelancers and anyone sending money abroad.

SEND MONEY ABROAD — set up in minutes, no branches
• Send to a recipient's bank account overseas, or as cash. The rate and fee are locked before you confirm — you see the final amount in advance.
• Destinations: Thailand, Vietnam, India, UAE. The list keeps growing — current destinations are shown in the app.
• Send directly, without topping up your balance. If the sending bank doesn't process the payment, the money returns to your account in the original currency.

PAY BY QR CODE ABROAD — pay like a local
• Scan local QR codes right in the app and pay as easily as at home.
• Available countries: Vietnam, Philippines, Brazil, Argentina, Peru. More on the way.
• Pay from an account in another currency — the app converts at the platform rate, and you see the total before paying.

A CARD THAT WORKS ABROAD — where your usual cards don't
• Issue a card for subscriptions, marketplaces, taxis, games and online services abroad.

TOP UP VIA SBP — right from your banking app
• In rubles — via SBP QR. In baht — via Thailand's PromptPay QR.

eSIM FOR 190+ COUNTRIES AND REGIONS
• Buy an eSIM for mobile data, calls and SMS on your trips — a full eSIM, not just data. QR activation in a couple of minutes, no SIM swap, no roaming bills, no operator office.

CURRENCIES & EXCHANGE — swap in a couple of taps
• Hold and exchange currencies at the platform rate. You see the total before you confirm.

SECURITY
• PCI DSS Level 1 certified
• Licensed by the National Bank of the Republic of Belarus
• KYC verification and AML procedures
• PIN and biometric login (Face ID / fingerprint)
• Two-factor authentication (TOTP / authenticator app)

HOW TO START
1. Confirm your phone number or sign in with e-mail, Apple ID or Google
2. Set a PIN code
3. Pass verification (KYC) — usually under a minute
4. Top up via SBP or PromptPay and start transacting

24/7 SUPPORT — real people, always on
• 3-minute average reply in chat — in Russian, English and Thai.

REFERRAL PROGRAM
• Invite friends with your personal link. Earn bonuses for their activity in the app, and unlock higher program tiers as more friends join — the more active they are, the bigger your reward. Track invites and bonuses right in the app.

LIMITS
• Limits depend on your verification level and are shown in the app.

DESTINATIONS & FEATURES
• Transfers: Thailand, Vietnam, India, UAE
• Pay by QR: Vietnam, Philippines, Brazil, Argentina, Peru
• Payout: to a bank account or as cash
• Currencies: RUB, THB and more
The full, always-current list of destinations is in the app.

DOCUMENTS
- Terms of Use: doverkasend.com/en/legal/terms-of-use
- Privacy Policy: doverkasend.com/en/legal/privacy-policy
- Personal Data Policy: doverkasend.com/en/legal/personal-data
- Cookie Policy: doverkasend.com/en/legal/cookie-policy
Email: [e-mail] · Telegram: @doverkasend · Website: doverkasend.com

What’s new

NEW: Visa Direct transfers to 150+ countries, Chinese language and a new Limits page!
→ Visa Direct — transfers to Visa cards in 150+ countries
→ Card transfers now detect the payment network by number
→ Maximum amount is checked instantly as you type
→ Fully redesigned Limits page + limit shown under the amount field
→ eSIM: separate guides for iPhone and Android
→ Support in one chat; more reliable notifications and statuses
→ Fixes and improvements