Idle Bank Run

D.R.P.H. HOLDINGS LLC

Contains adsIn-app purchases

About this game

Idle Bank Run is an idle tycoon where you grow one branch into a global banking empire, balancing lending risk, capital reserves, compliance pressure, and rival competition.

START SMALL, SCALE GLOBAL
• Tutorial walks you through tellers, branches, and your first loan
• Expand into new cities, unlock branch services, and hire loan agents
• Earn offline progress with branch revenue and payroll breakdowns
• Multiple local save slots with export and import

LEND, COLLECT, RECOVER
• Issue personal, mortgage, car, business, payday, and credit card loans
• Negotiate defaulted loans or sell debt to cut losses
• Buy delinquent portfolios and run debt collection operations

RUN THE FULL FINANCIAL DESK
• Trade stocks, bonds, funds, crypto, and more on the investment desk
• Own companies: shareholder decisions, dividends, takeovers, mergers, and IPOs
• Manage insurance reserves, sell cyber policies, and handle claims
• Fight legal cases, pass audits, lobby regulators, and weather bank runs

ASCEND WITH FEDERAL CHARTERS
• Prestige for Global Bank Tokens and permanent upgrade bonuses
• Pick charter mandates that reshape your next run
• Late-game depth: branch maintenance, capital reserves, regional licenses

REPUTATION, CHARITY AND RIVALS
• Track reputation milestones and unlock better clients
• Donate for tax deductions and charity drive bonuses
• Compete against rival banks on the overview leaderboard

Simulated finance. Not real banking or investment advice.

What’s new

v1.2.9 — Bank Archive & Daily Times streak

• Bank Archive on Overview and Bank Bulletin: event tickets, awards, and Bank Holiday credits
• Daily Financial Times: Bank Holiday credits protect your streak (1 credit per missed day)
• Preview your streak before collect; confirmation when credits auto-apply
• Loan desk candidates keep stable client savings and income in your save
• Tutorial replay and stability fixes