Duefinch: Bill & Debt Tracker

Duefinch

In-app purchases

About this app

Know what is leaving your account before payday — without handing anyone your bank login.

Duefinch puts every bill, subscription, loan and buy-now-pay-later instalment on one screen, in date order, with one number at the top: what is due in the window you choose. Your pay cycle by default.

Everything stays on your phone. No bank connection, no account, no server, no ads, no trackers. Every feature is free for 30 days.


WHAT YOU CAN TRACK

• Buy-now-pay-later instalments (Afterpay, Klarna, Zip and the rest)
• Subscriptions and memberships
• Rent, board and household bills
• Insurance premiums
• Personal loans and car finance
• Home loans
• Money between people — who owes you, and whose share of a bill is whose

Add anything by typing, speaking, photographing a bill, importing a statement or pasting from an email. Duefinch reads the amount and date for you, on the phone.


SEE IT COMING

Reminders before the money leaves
Your own notice period, a quiet reminder before each payment — not after it bounces.

Cash-crunch radar
The weeks where payments bunch up, flagged before you get there.

Surprise shield
The lumpy and annual bills — insurance, car registration, the yearly renewal — surfaced 60 days out, with what to set aside each week.

Until payday
Whether the money lasts to payday, day by day.

Payment calendar
Every due date on a page of days, with what you have ticked off.


UNDERSTAND IT

Money health
What share of your income is already committed, which items are growing, and, in several countries, the free confidential help if you need it.

Calculators that show the maths
Which debt first (highest rate or smallest balance, side by side), the escape plan, loan pay-off, home loan, the minimum-payment trap, BNPL true cost, and smoothing the big bills. Your own numbers, not made-up ones.

Before you buy
What one more commitment would do to the rest of your month.

12-month forecast
The year ahead, including the months with annual renewals.

Subscription watch
The ones that quietly grew, and a shortcut to where you cancel each one — the provider's own page where we have it, or a ready-made search.


GET AHEAD

Debt-free countdown
One date, from every loan and plan you have added, updated as you go.

Savings goals
A number and a date, and the one figure in the app that goes up.

Net worth
What you own beside what you still owe.

Personal, business and shared
Tag items, see the business view, export a spreadsheet of it.

Share, back up, export
Send a partner a file of what you owe, or open theirs. Back up to a file you can restore on a new phone. Export everything as PDF or CSV, any time, free.

Weekly, fortnightly, monthly, quarterly and yearly cycles. 41 currencies.


WHAT IT COSTS

Everything is free for 30 days — no card, no account. After that, your record stays readable and yours. Adding, editing and ticking off, and the Plus tools (net worth, goals, the year ahead, most calculators and insights), need Duefinch Plus, monthly or yearly, through your app store. Export, the hardship calculators, the surprise shield and the free helplines stay free, always. Cancel any time in your app store.


WHAT DUEFINCH IS NOT

It never connects to your bank, never moves money and never gives advice. It shows you the arithmetic and you decide. Where money is tight, it names the free, confidential help where we have checked one.

Terms of Use: https://duefinch.com/terms.html
Privacy Policy: https://duefinch.com/privacy.html

What’s new

Links to Duefinch now open the right screen. Our Black Friday check-up takes you straight to adding a pay-later plan, so you can see every plan before the sales.