Duha Syariah - Bebas Riba

PT. Duha Madani Syariah

About this app

DUHA SYARIAH - Sharia Peer-to-Peer Lending that provides easy, fast, transparent and usury-free financing and funding services.

FUNDING :
Do you want to participate in helping advance MSMEs in Indonesia?
Earn yields of up to the equivalent of 20% p.a.
Become a Financing Provider (Lender) at Duha Syariah, and help MSMEs right now!
Only with a KTP and NPWP, you can become a Lender at Duha Syariah.

ADVANTAGES OF BECOME A LENDER:
*Attractive yields equivalent to 20% p.a
*Easy, fast and transparent process
*Measurable risk
* Helping MSMEs in developing their business

HOW TO REGISTER TO BECOME A LENDER:
1. Download the Duha Syariah application
2.Registration as Financing Provider (Lender)
3. Complete the data and submit
4.You can already fund

FINANCING:
Need additional capital to expedite your business cash flow?
Your gadget is broken but you don't have enough funds to buy a new gadget?
Want to go Umrah/halal tourism but not enough savings?
Duha Sharia is the solution. Register yourself as a Recipient of Financing (Borrower), and fulfill your needs anytime and anywhere!
*Duha Syariah does not distribute funds in cash directly to Financing Recipients (Borrowers)

Duha Syariah Financing Products:
1. Working Capital Financing for business actors (productive)
2. Multipurpose Financing
3. Umrah Funding, Education and Other Services

TERMS AND CONDITIONS OF THE BORROWER:
•Specifically for Business Entities (PT/CV), a minimum of 2 years of operation and profit
•Employees from companies that have collaborated with Duha Syariah
•Especially for self-employed persons, they have received a recommendation from the Principal who cooperates with Duha Syariah

FINANCING STRUCTURE :
-Margin/Ujroh (fee) equivalent to 18% - 30% per year (maximum APR 30% per year)
-No service fees, administration, & late fees
- Tenor ranging from 3 months to 24 months
-Financing Limit up to Rp. 2 billion
-The process is fast, easy and transparent

FINANCING SIMULATION:

Working Capital Financing for Business Players (Productive)
Financing Value: Rp. 100,000,000
Ujroh (fee): equivalent to 30% per year
Tenor : 3 months
Total Ujroh : (IDR 100,000,000 x 30% / 12) x 3 = IDR. 7,500,000
Service and administration fee : Rp. 0
Total Financing : Rp. 100,000,000 + Rp. 7,500,000 = Rp. 107,500,000
Amount of Monthly Installments: Rp. 107,500,000 / 3 = Rp. 35,833,333

Purchase of goods
Financing Value: Rp. 2,000,000
Margin (fee): equivalent to 30% per year
Tenor : 6 months
Total Margin : (IDR 2,000,000 x 30% / 12) x 6 = IDR. 300,000
Service and administration fee : Rp. 0
Total Financing : Rp. 2,000,000 + Rp. 300,000 = Rp. 2,300,000
Amount of Monthly Installments: Rp. 2,300,000 / 6 = Rp. 383,333

Umrah Travel, Education and Other Services
Financing Value: Rp. 20,000,000
Ujroh (fee): Equivalent to 30% per year
Tenor : 12 months
Total Ujroh: Rp. 20,000,000 x 30% = Rp. 6,000,000
Service and administration fee : Rp. 0
Total Financing : Rp. 20,000,000 + Rp. 6,000,000 = Rp. 26,000,000
Amount of Monthly Installments: Rp. 26,000,000 / 12 = Rp. 2,166,667

HOW TO REGISTER FOR BORROWERS:
1. Download the Duha Syariah application
2. Registration as Recipient of Financing (Borrower)
3. Select the type of financing (Multipurpose/Umroh/Invoice Financing)
4. Complete the requested data and documents
5. You can already meet your needs by:
a. Working Capital Financing for Business Players: Upload the invoice that you want to submit through the Duha Syariah application, submit it after completing the submission details
b. Multipurpose: Shop at Bhinneka.com/Halalpedia.com, select the Duha Syariah payment method/contact CS for other product options
c. Religious Travel: Contact CS to purchase Umrah packages/halal tours/education fees
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Suggestions and Assistance: 021-29333456 or [e-mail]
Address:
Office Building 8th Floor 31
Jl Jend Sudirman Kav 52-53, South Jakarta 12190

Terms & Conditions: https://duhasyariah.id/conditions-kekturan
Privacy Policy: https://duhasyariah.id/kebijakan-privasi
General Questions: https://duhasyariah.id/faq

What's new

Added features, Upgrade API Version