Duha Syariah - Bebas Riba

100K+
Downloads
Content rating
Everyone
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About this app

DUHA SYARIAH - Sharia Peer-to-Peer Lending that provides easy, fast, transparent and usury-free financing and funding services.

FUNDING :
Do you want to participate in helping advance MSMEs in Indonesia?
Earn yields of up to the equivalent of 20% p.a.
Become a Financing Provider (Lender) at Duha Syariah, and help MSMEs right now!
Only with a KTP and NPWP, you can become a Lender at Duha Syariah.

ADVANTAGES OF BECOME A LENDER:
*Attractive yields equivalent to 20% p.a
*Easy, fast and transparent process
*Measurable risk
* Helping MSMEs in developing their business

HOW TO REGISTER TO BECOME A LENDER:
1. Download the Duha Syariah application
2.Registration as Financing Provider (Lender)
3. Complete the data and submit
4.You can already fund

FINANCING:
Need additional capital to expedite your business cash flow?
Your gadget is broken but you don't have enough funds to buy a new gadget?
Want to go Umrah/halal tourism but not enough savings?
Duha Sharia is the solution. Register yourself as a Recipient of Financing (Borrower), and fulfill your needs anytime and anywhere!
*Duha Syariah does not distribute funds in cash directly to Financing Recipients (Borrowers)

Duha Syariah Financing Products:
1. Working Capital Financing for business actors (productive)
2. Multipurpose Financing
3. Umrah Funding, Education and Other Services

TERMS AND CONDITIONS OF THE BORROWER:
•Specifically for Business Entities (PT/CV), a minimum of 2 years of operation and profit
•Employees from companies that have collaborated with Duha Syariah
•Especially for self-employed persons, they have received a recommendation from the Principal who cooperates with Duha Syariah

FINANCING STRUCTURE :
-Margin/Ujroh (fee) equivalent to 18% - 30% per year (maximum APR 30% per year)
-No service fees, administration, & late fees
- Tenor ranging from 3 months to 24 months
-Financing Limit up to Rp. 2 billion
-The process is fast, easy and transparent

FINANCING SIMULATION:

Working Capital Financing for Business Players (Productive)
Financing Value: Rp. 100,000,000
Ujroh (fee): equivalent to 30% per year
Tenor : 3 months
Total Ujroh : (IDR 100,000,000 x 30% / 12) x 3 = IDR. 7,500,000
Service and administration fee : Rp. 0
Total Financing : Rp. 100,000,000 + Rp. 7,500,000 = Rp. 107,500,000
Amount of Monthly Installments: Rp. 107,500,000 / 3 = Rp. 35,833,333

Purchase of goods
Financing Value: Rp. 2,000,000
Margin (fee): equivalent to 30% per year
Tenor : 6 months
Total Margin : (IDR 2,000,000 x 30% / 12) x 6 = IDR. 300,000
Service and administration fee : Rp. 0
Total Financing : Rp. 2,000,000 + Rp. 300,000 = Rp. 2,300,000
Amount of Monthly Installments: Rp. 2,300,000 / 6 = Rp. 383,333

Umrah Travel, Education and Other Services
Financing Value: Rp. 20,000,000
Ujroh (fee): Equivalent to 30% per year
Tenor : 12 months
Total Ujroh: Rp. 20,000,000 x 30% = Rp. 6,000,000
Service and administration fee : Rp. 0
Total Financing : Rp. 20,000,000 + Rp. 6,000,000 = Rp. 26,000,000
Amount of Monthly Installments: Rp. 26,000,000 / 12 = Rp. 2,166,667

HOW TO REGISTER FOR BORROWERS:
1. Download the Duha Syariah application
2. Registration as Recipient of Financing (Borrower)
3. Select the type of financing (Multipurpose/Umroh/Invoice Financing)
4. Complete the requested data and documents
5. You can already meet your needs by:
a. Working Capital Financing for Business Players: Upload the invoice that you want to submit through the Duha Syariah application, submit it after completing the submission details
b. Multipurpose: Shop at Bhinneka.com/Halalpedia.com, select the Duha Syariah payment method/contact CS for other product options
c. Religious Travel: Contact CS to purchase Umrah packages/halal tours/education fees
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Suggestions and Assistance: 021-29333456 or cs@duhasyariah.com
Address:
Office Building 8th Floor 31
Jl Jend Sudirman Kav 52-53, South Jakarta 12190

Terms & Conditions: https://duhasyariah.id/conditions-kekturan
Privacy Policy: https://duhasyariah.id/kebijakan-privasi
General Questions: https://duhasyariah.id/faq
Updated on
Sep 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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What’s new

Added features, Upgrade API Version

App support

Phone number
+622130265454
About the developer
PT. DUHA MADANI SYARIAH
mulyadi@duhasyariah.id
Millennium Centennial Center 37th Floor Unit B Jl. Jend. Sudirman Kav. 25 Kota Administrasi Jakarta Selatan DKI Jakarta 12920 Indonesia
+62 821-3010-6378