No bank login. No cloud sync. Your data never leaves your device.
WealthYogi is a privacy-first net worth tracker and financial independence (FIRE) planner — built for people who want real financial-planning tools without handing their bank credentials to another budgeting app.
WHY WEALTHYOGI
• No bank linking, no Plaid, no OAuth tokens — you type your own balances
• Everything stays on your device — no account, no cloud storage, no ads
• 23+ currencies for tracking global assets
FINANCIAL HEALTH SCORE
A Vitality Score across 10+ indicators used by financial advisors — Liquidity, Debt-to-Asset ratio, Cash Runway, and more — so you know exactly where you stand, not just your net worth number.
FIRE PROJECTIONS
Plan financial independence and early retirement with Monte Carlo success-probability simulations and named scenarios, so you can compare different retirement ages and savings rates side by side.
DEBT PAYOFF PLANNER
Avalanche vs. snowball payoff strategies, with a full month-by-month payment schedule — see exactly when each debt clears under either approach.
SAVINGS GOALS
Set a target, see a month-by-month projection of when you'll get there — with an optional link to real accounts so progress updates itself.
PORTFOLIO ALLOCATION
Set target allocations across your assets and get drift alerts when your actual mix moves away from plan.
Update your balances, check your score, steer your plan — a net worth tracker and FIRE calculator built around one rule: your financial data never leaves your device. Verified in our Play Data Safety disclosure — no data collected.
No bank login. Net worth, FIRE plans, debt payoff — 100% private.