Sikawireless

myecentials

About this app

Sikawireless delivers a complete mobile financial solution designed specifically for Ghanaians. Our secure platform empowers you to manage your money with confidence, send funds instantly, and access innovative financial services—all from your smartphone.

Key Features:
Secure Digital Wallet
Create and manage your personal digital wallet with ease
View your balance with a privacy toggle option
Track complete transaction history
Multi-currency support with GHS as default
Seamless Money Transfers
Send money instantly to other Sikawireless users
Make international transfers at competitive rates
Integrate with popular mobile money providers
Enjoy secure peer-to-peer direct transfers
Convenient Financial Management
Top up your wallet through multiple payment methods
Withdraw funds directly to mobile money accounts
Receive digital transaction receipts and confirmations
Manage your profile and preferences
Innovative Nanomɛ (Loan) Lending Platform
Request loans through our unique peer-to-peer lending system
Become a sponsor/lender for others in the community
Track loan repayments with our intuitive dashboard
Build your financial reputation through responsible lending

Loan Terms & Example (Required Disclosures):
Minimum repayment period: 1 day
Maximum repayment period: 12 months
Maximum Annual Percentage Rate (APR): 30%
Representative example: If you borrow GHS 1,000 for 6 months at an APR of 30%, your total repayment amount will be approximately GHS 1,150 (including principal and interest).

Sikawireless employs industry-leading security measures including robust KYC verification, multi-factor authentication, and advanced encryption to keep your financial information protected at all times.

Note: This application complies with all financial regulations in Ghana. Internet connection required for all services.

What’s new

Recent transactions UI improved
Minor bug fixes