3.7
37 reviews
1K+
Downloads
Content rating
Everyone
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About this app

Kachinga™ helps parents raise financially-smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience.

Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly.

Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever.

FOR PARENTS – CONVENIENCE & PEACE OF MIND
- Automate allowances & paid chores
- Instantly transfer money to kids’ cards
- Manage paid & unpaid chores
- Get real-time spending & chore notifications
- Set Parent-Paid interest rates for all savings
- Automatically match funds for eac Save goal
- View kids’ account histories & trends
- Turn card on/off from the app
- Invite others to contribute to kids’ Save goals

FOR KIDS & TEENS – FREEDOM & RESPONSIBILITY
- Use their own app to manage their money
- Track Spend, Save & Give account balances
- View & manage chores
- Request paid chores
- Create savings & giving goals
- Shop online & in stores with their own card
- Use Apple Pay
- Turn card on/off from the app
- View account histories & trends

SECURITY YOU CAN COUNT ON
- No hidden fees & no overdrafts mean no unwelcome surprises
- Accounts are FDIC insured through our partner Sunrise Banks, member FDIC
- Bank-grade encryption & authentication and we never store Social Security numbers
- Highly secure data management & strict data privacy; we never sell your data
- EMV chips ensure the card’s data can’t be stolen by card skimmers
- Fingerprint & Face ID lock to ensure privacy & security
- Automatically blocked categories for non-age appropriate spending
- Parents can choose if or how much money a kid can withdraw from ATM

Kachinga offers two subscription options:
- Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience.
- Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids!

Learn more at https:/kachinga.com.
Updated on
Feb 26, 2022

Data safety

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No information available
3.7
37 reviews
Jeremy Shafer
February 6, 2021
Excellent, I use this app to keep my wife from spending too much. The parental controls are great and giving her a limited amount to manage helps me make the more important purchases. We are saving more and I think she is learning a lot too. ;-)
9 people found this review helpful
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Kachinga, Inc.
March 3, 2021
Thank you very much for your 5-star review!!!
This Mama Is the Boss
January 23, 2021
We loved the app until one weekend my kids said they didn't have any money. When I checked my bank transfer was still pending (which is another issue: transfers take forever)so I told them be patient. Almost a month later, my transfer still haven't gone through and the cards are useless. I emailed the developer and to this day no one has gotten back to me to try to help. My kids are disappointed because now I have to spend time finding and setting up another chore app.
15 people found this review helpful
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Kachinga, Inc.
March 3, 2021
Oh no! We sincerely apologize for the troubles you've had with the app. There are a number of reasons initial bank loads fail and we work with our customers to address those so they can transfer funds to their kids' cards. We'd be happy to take a look into this for you, please contact us at support@kachinga.com. Thank you.
Scott Reese
June 30, 2021
New Kachinga user. Dad to 9 and 11 year olds.Olds. I was looking for a way to encourage my kids to be mindful about their money as well as a way to manage the household chores. Kachinga helps me accomplish both goals with little effort. The kids setup the chores that they would do for their weekly allowance and then added in tasks they would do which were above and beyond to earn even more money. I made a few corrections to their fees and we were off. Kids are super motivated and it is easier!
4 people found this review helpful
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Kachinga, Inc.
July 5, 2021
Thank you for the great review, and welcome to Kachinga! We are excited that you are focused on helping your kids learn the importance of working hard and how to manage money! Since the kids are different ages, be sure to check out the different features to customize chores and savings goals. Thanks again!

What's new

Just fixing a few things to make using the Kachinga app even easier! Please be sure to update the app to access the latest and greatest. If you have any feedback, just click on "Send us feedback" in your app. We'd love to hear from you!