43 reviews
Content rating
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About this app

Kachinga™ helps parents raise financially-smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience.

Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly.

Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever.

- Automate allowances & paid chores
- Instantly transfer money to kids’ cards
- Manage paid & unpaid chores
- Get real-time spending & chore notifications
- Set Parent-Paid interest rates for all savings
- Automatically match funds for eac Save goal
- View kids’ account histories & trends
- Turn card on/off from the app
- Invite others to contribute to kids’ Save goals

- Use their own app to manage their money
- Track Spend, Save & Give account balances
- View & manage chores
- Request paid chores
- Create savings & giving goals
- Shop online & in stores with their own card
- Use Apple Pay
- Turn card on/off from the app
- View account histories & trends

- No hidden fees & no overdrafts mean no unwelcome surprises
- Accounts are FDIC insured through our partner Sunrise Banks, member FDIC
- Bank-grade encryption & authentication and we never store Social Security numbers
- Highly secure data management & strict data privacy; we never sell your data
- EMV chips ensure the card’s data can’t be stolen by card skimmers
- Fingerprint & Face ID lock to ensure privacy & security
- Automatically blocked categories for non-age appropriate spending
- Parents can choose if or how much money a kid can withdraw from ATM

Kachinga offers two subscription options:
- Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience.
- Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids!

Learn more at https:/kachinga.com.
Updated on
Dec 28, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted
Committed to follow the Play Families Policy

Ratings and reviews

41 reviews
John H.
January 28, 2023
Can't even finish the sign up process to add financial institutions. Tried both my USAA and other bank both ending in failures. The USAA account link is blank and goes nowhere. The other bank account looks like it was going to link, then posted a failure to link message. Contacted support via email and they wanted me to email an account statement, routing number, and account number. I declined as I don't really like giving that info out. I question doing further business with them.
2 people found this review helpful
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Kachinga, Inc.
April 15, 2023
Oh no! Establishing your primary funding source requires the use of a secure, automated process that verifies information before linking accounts. It has been used by Kachinga customers for years; and we're sorry to hear about your experience. If you wish to review the issue again, please contact us directly at Support@Kachinga.com. Thank you.
Kerriann Kogelmann
August 1, 2023
Nothing but issues. Would not trust with money. 1st it would not link to my bank (we tried my Android and my hubby's iphone, and attempted several times) weeks of back and forth with support. Finally we got the account set up. A card was sent out and when we tried to activate it, it kept saying invalid card info. (It was correct) so no access to $ on card. I have been trying to reach out to support to cancel and after a month there's still no response now. There's also no phone number.
1 person found this review helpful
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This Mama Is the Boss
January 23, 2021
We loved the app until one weekend my kids said they didn't have any money. When I checked my bank transfer was still pending (which is another issue: transfers take forever)so I told them be patient. Almost a month later, my transfer still haven't gone through and the cards are useless. I emailed the developer and to this day no one has gotten back to me to try to help. My kids are disappointed because now I have to spend time finding and setting up another chore app.
20 people found this review helpful
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Kachinga, Inc.
March 3, 2021
Oh no! We sincerely apologize for the troubles you've had with the app. There are a number of reasons initial bank loads fail and we work with our customers to address those so they can transfer funds to their kids' cards. We'd be happy to take a look into this for you, please contact us at support@kachinga.com. Thank you.

What's new

Just fixing a few things to make using the Kachinga app even easier! Be sure to update your app to access the latest and greatest features. If you have feedback, just click on "Send us feedback" in your app. We'd love to hear from you!