Spelio: Budget Planner & Goals

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About this app

Plan your money before you spend it.

Spelio is a simple and intuitive budget planner designed to help you manage your personal finances, plan future expenses, track income and spending, save money and reach your financial goals.

Unlike a traditional expense tracker that mainly shows where your money has already gone, Spelio helps you decide where your money will go next. Plan your monthly budget in advance and understand how upcoming bills, purchases, recurring expenses and savings goals may affect your available balance.

PLAN YOUR BUDGET AHEAD

Take control of your future spending instead of simply looking back at past expenses.

• Plan future income and expenses month by month
• Organize your monthly budget in advance
• Check your expected balance before you spend
• Plan several months ahead
• See how upcoming expenses may affect your finances
• Use alerts and reminders to prepare for future spending

TRACK INCOME AND EXPENSES

Keep your everyday finances organized with a clear overview of your money.

• Add and manage income and expenses
• Organize transactions with categories
• Track monthly spending
• Compare income and expenses
• Check your expected monthly balance
• Adjust your budget whenever your plans change

MANAGE RECURRING BILLS AND PAYMENTS

Make recurring expenses and income part of your financial plan.

Add rent, subscriptions, bills, salary and other recurring payments so they are automatically included in your future monthly budgets. See upcoming commitments before they happen and understand how they may affect your available money.

SAVE MONEY AND REACH YOUR GOALS

Turn the things you want into financial goals you can work toward step by step.

• Create savings goals
• Allocate part of your available balance to your goals
• Track your savings progress
• Manage multiple financial goals
• Save future purchases to your wishlist
• Turn wishlist items into savings goals when you're ready

Whether you're building an emergency fund, saving for a purchase or simply trying to manage your money better, Spelio helps you keep your goals connected to your monthly budget.

UNDERSTAND YOUR SPENDING

Use clear charts and financial insights to understand how you manage your money.

• Analyze expenses by category
• Compare income and spending
• Understand your spending habits
• Follow changes in your finances over time
• Make more informed budgeting decisions

YOUR MONTHLY MONEY PLANNER

Spelio is built around forward planning. Move between months to see how future income, bills, purchases, expenses and savings goals could change your available balance.

Instead of only asking:

“Where did my money go?”

Spelio helps you answer:

“Where should my money go next?”

SIMPLE PERSONAL FINANCE MANAGEMENT

Whether you want to create a monthly budget, track expenses, manage bills, plan upcoming purchases, save toward financial goals or simply understand how much money you may have available in the months ahead, Spelio keeps your financial plan clear and easy to manage.

PERSONALIZE SPELIO

• Create custom categories (Premium feature)
• Choose your preferred currency and date format
• Use Spelio in multiple languages
• Choose Light, Dark or System theme
• Start using Spelio without creating an account

SPELIO PREMIUM

Start planning your finances for free. Spelio Premium unlocks additional features for more flexible budget planning and money management.

Spelio offers optional auto-renewable monthly and annual subscriptions. Prices are displayed in the app before purchase and may vary by country or region.

Payment will be charged to your Google Play account after purchase confirmation. Subscriptions automatically renew unless canceled. You can manage or cancel your subscription through your Google Play account.

Start planning your money with Spelio today.

Plan ahead. Save toward your goals. Take control of your future spending.
Plan your budget, track expenses, save money and reach your financial goals.
Updated on
Sep 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Financial info and Device or other IDs
  • Data is encrypted in transit
  • Data can’t be deleted