EFCU Financial Mobile Banking

EFCU Financial

About this app

Take control of your finances wherever life takes you with the EFCU Financial Mobile Banking App. From checking balances to depositing checks to paying bills, we've made it easy to handle your everyday banking needs without ever stepping foot in a branch.
At EFCU Financial, we've always believed that our members deserve more — more convenience, more tools, and more ways to make their money work for them. That commitment is exactly what inspired the EFCU Financial Mobile Banking App. Because your financial life doesn't stop when you leave the office, and neither should your bank.
Features include:
Dashboard – Get a complete picture of your financial life the moment you log in. Your accounts, balances, upcoming payments, and recent activity are all front and center so you always know exactly where you stand.
Accounts – Dig into the details of any account with just a tap. Review transaction history, confirm current balances, and quickly locate a specific deposit or payment without the hassle.
Bill Pay – Say goodbye to late fees and missed payments. Set up one-time or recurring bill payments and let the app handle the rest — all from one convenient place.
Zelle® – Split dinner, pay a friend back, or send money to family in minutes. Zelle® makes person-to-person payments fast, easy, and free — right inside the app.
Fund Transfers – Move money between your EFCU Financial accounts or linked external accounts with just a few taps, on your schedule.
Mobile Check Deposit – Skip the trip to the branch. Deposit checks instantly by snapping a quick photo — your money is on its way without you ever leaving home.
Card Controls – You're in charge of your cards. Lock or unlock your debit and credit cards, manage spending limits, and keep a close eye on card activity — all in real time.
Credit Score – Knowledge is power. Keep tabs on your credit score and get a clearer picture of your overall financial health, right from your phone.
eStatements – Go paperless and access all of your account statements digitally. View, download, and store them whenever and wherever you need them.
Skip-a-Pay – Life happens. When you need a little breathing room, take advantage of skip-a-pay on eligible loans directly through the app — no phone call required.
Transaction Disputes – Spot something that doesn't look right? Submit a transaction dispute quickly and easily through the app without waiting on hold or visiting a branch.
Mortgage Servicing – Keep an eye on your home loan from anywhere. View your current mortgage balance and payment history all in one convenient spot.
Alerts & Notifications – Never miss a beat with customizable push notifications and SMS alerts. Whether it's a low balance warning or a payment confirmation, we'll keep you in the loop.
AI Assistant – Have a question? Our built-in AI assistant is available around the clock to help you find answers and navigate your banking experience with ease.

Ratings and reviews

It's an alright app for checking your bank accounts and making transfers. My big issue is having to verify my account login every other login or having to call a hotline to report fraudulent charges instead of being able to use the app. Now if they was to incorporate that option. To open any account notice some unusual charges. Then select these charges and mark them as fraudulent and then depending on how you want to escalate the issue. Which would end up with full cancelation of yourcard ornot

I've had this app and used it daily for over a year! Now, it tells me an error has occurred, to call the bank. This is very inconvenient and doesn't make sense how all of a sudden the app doesn't work. Very disappointed UPDATE 3/1/22-App started working for a short time but now doesn't work. I've Uninstalled and reinstalled numerous times. I don't really want to, but may change banks!

They have frequent issues with login. Randomly will not allow my already set up fingerprint login, says I need to sign in to set it up, then gives an error message saying to check login credentials.. yet it's the same login credentials I use to sign in through my rocket money account. So I change it. Update the connection through my other app, and still cannot login to the banking app. Need to transfer monies three days in advance just in case I need to plan a trip to the branch. Frustrating

What’s new

Your EFCU Financial accounts, always at your fingertips. Bank anytime, anywhere.