EFL Clik

Electronica Finance Limited

About this app

EFL Clik: Business & Machine Loans Made Simple
EFL Clik is the official mobile app of Electronica Finance Ltd. (EFL), an RBI-registered NBFC with 35+ years of expertise in MSME and business financing across India.
With EFL Clik, you can:
· Apply for business and asset-backed loans online with minimal paperwork.
· Upload documents digitally & track your application anytime.
· View loan details like EMI schedules, interest rates & statements.
· Get doorstep service & quick customer support.
· Enjoy fast approvals & disbursals.
Loan Products (Business & Asset-Backed Financing Only)
· New & Used Machine Purchase
· Industrial Property Purchase
· Business Loans (for MSMEs only)
· Loan Against Property (for business purposes)
· Working Capital Demand Loan (WCDL)
Key Highlights
· Loan Amount: ₹5 Lakhs to ₹10 Crores
· APR range: 12.5 % to 21%
· Interest Rate: 12% to 18% p.a.
· Tenure: 3 Months to 10 Years
· Processing Fee: 1% to 1.5% + GST
· Term Loan & Lease options available
· Asset Insurance & Life Cover options for the loan tenure
· Less documentation, fast sanction & disbursal
· 100% Digital Process – e-agreement, no physical signatures
Example
· Loan Amount: ₹1 Crore
· Tenure: 48 Months
· ROI: 14% p.a.
· EMI: ₹2,73,265
· Processing Fee: ₹1 Lakh (1%)
· Stamp Duty: ₹496 to 0.78% of loan amount
Why Choose EFL Clik?
· Fast Approvals & Disbursals
· Doorstep Service
· Pan-India Network with 200+ Branches
· Secure & Confidential Digital Process
· Loan Options Designed for Your Business Growth
⚠️ Important Disclaimer
This app does not provide personal loans.
All loans offered are strictly for business purposes, MSME financing, and asset-backed requirements only.
Download EFL Clik today and take the first step toward growing your business with confidence.