머니차곡 - 스마트 가계부

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About this app

Money Chagok - A household ledger that automatically records transactions via payment notifications

This is an Android household ledger designed for those who find manual input cumbersome.

Money Chagok recognizes amounts and merchants from credit card and bank app notifications to automatically organize transaction history. It supports manual input, quick input, and voice input, allowing you to record transactions conveniently according to your needs.

Key Features

Automatic Notification Recording

It recognizes amounts and locations from credit card and bank app notifications and automatically saves them as expense records.

It filters only financial notifications, and the notification content is processed on the device.

Quick Transaction Input

If you enter sentences like "Lunch 12,000 won" or "Cafe 4,500 won," it automatically organizes the amount and details.

Voice input is also supported, allowing you to record quickly when your hands are busy.

Calendar Household Ledger

You can view income and expenses by date at a glance on the calendar.

You can easily review your daily spending flow and transaction history for specific dates.

Statistics by Category

Analyzes the proportion of spending by category, including food, transportation, shopping, and subscriptions.

Intuitively check this month's spending, changes compared to the previous month, and frequently used items.

Budget Management

Set monthly and category-specific budgets and check usage rates.

Receive notifications when your budget reaches 50%, 80%, or is exceeded to help reduce overspending.

Subscription Management

Register and manage recurring payment items such as OTT, music, cloud, and AI services.

Check your monthly subscription total and next billing date, and receive billing notifications.

Fixed Cost Management

Register recurring expenses, such as rent, communication bills, and insurance premiums, to manage them automatically.

Home Screen Widgets

Provides widgets for Household Account Summary, Budget Progress, Quick Entry, Today's Transactions, Calendar, Weekly Chart, Top 3 Categories, Subscription Management, Spending Pace, and Insights.

Check your spending status directly on the home screen without opening the app.

Security and Backup

Lock the app using biometric authentication. You can use it immediately as a guest without logging in, and you can choose to back up, restore, or link your account when needed.

Recommended for:

Those who want to keep a household budget but find manual entry cumbersome

Those who want to automatically organize card and bank notifications

Those who want to manage monthly living expenses and budgets by category

Those who want to view subscriptions and fixed expenses in one place

Those who want to quickly check their spending status using a home screen widget

Household budget, automatic household budget, expense management, budget management, allowance ledger, spending statistics, subscription management, fixed expense management, home widget

What’s new

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