Kharcha: An Expense Tracker

Content rating
Everyone
100+
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Content rating
Everyone
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About this app

Kharcha makes expense tracking effortless and private. No sign-ups, no cloud storage, no data mining. Your financial life stays on your device, period.

1. Simple & Fast
Log transactions in two taps. Whether it's your morning chai or monthly rent, Kharcha captures it instantly with an intuitive interface that gets out of your way.

2. Privacy at Its Best
Your money is personal. That's why Kharcha works entirely offline by default. No accounts to create, no servers to trust, no data to leak. Optional Google Sheet sync puts you in control — only when you want it.

3. Budgets That Work
Set spending limits for categories that matter. Watch your budget bars fill in real-time and know exactly where you stand before you overspend.

4. Insights You Can Use
Beautiful charts and breakdowns reveal your spending patterns. Understand where your money goes without a finance degree.

5. Multiple Accounts
Manage cash, bank accounts, credit cards, and savings separately. See balances at a glance and transfer between accounts seamlessly.

6. Google Sheet Sync (Optional)
Prefer analyzing in spreadsheets? One-tap export to Google Sheets gives you the best of both worlds — simple daily tracking with powerful spreadsheet analysis.

Why Kharcha?
- 100% offline-first — your data never leaves your device
- No subscriptions, no ads, no tracking
- Clean, warm design that makes finance feel human
- Lightning-fast transaction entry
- Meaningful insights without complexity

Download Kharcha today and take the first step toward financial clarity.
A privacy focused expense and budget tracker
Updated on
Aug 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

Dashboard and home
- Dashboard rebuilt as a reorderable action center with attention and upcoming sections
- Overview now answers "what changed" for the period
- On-device receipt scanning — receipts never leave the phone (cloud AI removed)
- Splits, refunds, reimbursements, installments, and custom dimensions
- Global search, saved views, and safe bulk actions with full undo
- Accounts, cards, debts, subscriptions, and recurring money unified in one place
Content rating
Everyone
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App support

About the developer
Eklak Dangaura
perl.eklak@gmail.com
Nepal