El-Fort Super

Content rating
Teen
50+
Downloads
Content rating
Teen
Users Interact, Shares Location, In-App Purchases
Learn more
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About this app

El-Fort β€” World's autonomous payment and commerce platform built for individuals, traders, agents, and businesses across the continent and beyond.

Tired of juggling multiple apps for banking, payments, and business? El-Fort brings everything together in one powerful, secure, and easy-to-use platform.

πŸ’³ Payments & Wallets
Send and receive money instantly across multiple currencies. Fund your wallet via bank transfer or card. Check balances, view transaction history, and manage your finances seamlessly β€” all in one place. El-Fort supports NGN, USD, and more with real-time exchange rates.

🏧 Smart Terminal
Experience true cardless banking. Withdraw cash at agent locations, make PoS payments, and send transfers using only your PIN, face recognition, or fingerprint. No physical card or bank branch needed.

πŸ“‘ Offline BLE Payments
No internet? No problem. El-Fort’s Bluetooth Low Energy (BLE) technology lets you send and receive money peer-to-peer between devices β€” completely offline. Ideal for markets, rural areas, and locations with poor connectivity.

🏦 Smart Trader Account
Powered by Stanbic IBTC. Open a real bank account directly in the app and link it to your El-Fort wallet. Receive payments from any Nigerian bank using your dedicated Smart Trader account number. Your wallet and bank account work together as one seamless system.

🌐 Universal Multi-Currency Account Number
One powerful account number that works across currencies and borders. Send and receive NGN, USD, and 100+ currencies β€” locally and internationally. Cross-border payments made as simple as a local transfer.

πŸ”„ Liquidity Pools & Currency Swaps
Swap between fiat currencies instantly using built-in liquidity pools. No third-party exchanges, no hidden fees, and no delays. Get competitive real-time rates whenever you need them.

βœ… El-Fort Verify
Protect yourself and your family from counterfeit products. Scan QR codes on goods to instantly verify authenticity directly from registered manufacturers. Manufacturers can easily register products and generate secure QR and USSD verification codes.

🀝 Agent Network
Become an El-Fort agent and build your own business. Earn commissions on ATM withdrawals, PoS payments, transfers, user enrollments, and manufacturer onboarding. Get access to a dedicated dashboard, float management tools, and real-time reconciliation reports.

πŸ” Advanced Biometric Security
Every sensitive transaction is protected by fingerprint and facial verification. Your identity is your key. El-Fort also includes a discreet distress detection feature β€” if you’re ever under duress, a silent alert is triggered while the transaction appears normal.

πŸ“± Works on Web & Mobile
Enjoy full feature parity on Android and Web. Access your wallet, Smart Terminal, agent dashboard, and verification tools from any device, anywhere.

🌍 Built for Africa, Open to the World
Designed from the ground up for African realities β€” offline-first, biometric-first, agent-powered, and multi-currency. Whether you’re in Lagos, Nairobi, Accra, or beyond, El-Fort works for you.

El-Fort combines secure payments, smart banking, product authenticity, and business tools to empower everyday people and businesses to thrive.

The future of African commerce is here.
Updated on
Jun 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Fixed the registration screen keyboard instability bug, and the crashes in Android 14 owing to file size issues

Changed name from Watr to El-fort Super because we discovered that Watr is also used by others; and to make it easy for users to find it our app on Play Store.

Removed PIN authorization.

Added fingerprint Login.

Fixed the online wallet withdrawal bug.

Added Agents application, and management dashboard
Content rating
Teen
Users Interact, Shares Location, In-App Purchases
Learn more

App support

About the developer
EL-FORT GLOBAL SERVICES LTD
ebarim@el-fort.com
26 Asikima Street Ikot Omin Calabar Nigeria
+234 905 852 8334

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