Ezaem, a convenient and fast way to get a loan online without unnecessary red tape. Our brand helps solve urgent financial problems, allowing you to apply for a payday loan directly to your card quickly and safely. The Ezaem online loan service works around the clock so that you can count on money at any time.
💸 How to get a loan online with Ezaem
The Ezaem brand offers a simple and convenient way to get a loan to your card. You quickly fill out an application in the application, and we connect you with trusted microfinance organizations. You do not need to visit the office, the entire process takes place online. We understand how important it is to get money on time, so we simplify every stage: from filling out the form to the receipt of funds. The service selects the best offers taking into account your conditions, including the amount, loan term and possible interest rate.
⚡ Benefits of applying for a payday loan through Ezaem
• Instant application submission fill out the form in a couple of minutes;
• Secure data transfer using the SSL protocol;
• Support for all popular bank cards for convenient transfer;
• Notifications about the application status in real time.
🔒 Security and privacy with Ezaem
Our Ezaem brand cares about your privacy. We use modern data encryption methods and comply with industry security standards. All information is reliably protected and is not available to third parties.
🚀 Fast decision and money transfer
Through the Ezaem brand, you can submit a loan request online. A decision on the application is made within a few minutes, and the money is transferred to the card on the next banking day. We make the process as simple and convenient as possible for you. You do not need to collect documents or undergo lengthy checks - only up-to-date data and transparent conditions.
📱 Ezaem is your assistant in financial matters
Sometimes unexpected expenses arise - repairs, health, travel. The Ezaem loan to card application is always at hand to quickly solve such problems without unnecessary documents and visits.
For successful registration, you should familiarize yourself with:
• The minimum period for repaying a loan to a card is 91 days, the maximum does not exceed 365 days.
• The annual interest rate will not exceed 32.5%. The basic rate for using credit funds ranges from 6.00% to 32.5%.
• The rate for using a loan before payday varies from a minimum of 0.01% to a maximum of 0.01% daily.
• A penalty of 0.1% of the overdue amount is provided for in case of delays every day, but the total penalty amount will not exceed 10% of the original amount of the online loan.
• Additional commissions or fees for the client are not burdened by microloans to the card until payday.
A detailed example of calculating the interest rate:
1. Loans to the card - 10,000 rubles.
2. The loan period is 91 days.
3. The daily commission is 0.01% or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4. Summing up all the commission charges for 91 days, we get 900 rubles.
5. The total amount to be returned is 10,900 rubles.
6. The FLC or full cost (FLC) expressed as a percentage is 32.5% per annum.
If you miss the payment deadline for a loan to a card until payday, the penalty will be 0.1% of the total amount of the overdue payment each day, but no more than 10% of the total loan amount.
Requirements: age from 18 to 65 years.
Install Ezaem to quickly apply for loans online and get money before payday. This is an easy way to apply for a microloan to a card and solve temporary financial difficulties without unnecessary hassle.