EMI Calculator:Loans & Finance

50+
Downloads
Content rating
Everyone
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About this app

💰 EMI Calculator – Smart Loan & Finance Planner
EMI Calculator is a powerful, simple, and easy-to-use financial tool designed to help you plan your loans with precision. Whether you are calculating monthly installments, comparing loan options, or checking your loan eligibility, this app provides all the tools you need in one place.

Now optimized for both Indian and Global users, the app automatically adapts terminology (Lakhs/Millions) and eligibility rules (FOIR/DTI) based on your selected region.

📊 Comprehensive Loan Calculators
EMI Calculator: Calculate monthly installments, total interest, and total repayment for Home, Car, Personal, or Education loans.
Loan Eligibility (New!): Check how much loan you qualify for using FOIR (India) or DTI Ratio (Global) methods. Includes a detailed eligibility guide!
Compare Loans: Compare two different loans side-by-side to find the most cost-effective option.
Loan Balance Transfer: Check if transferring your existing loan to a new lender will save you money on interest.
Loan Freedom Planner: Calculate how much extra payment or tenure reduction is needed to become debt-free faster.
Loan Amount Calculator: Find out the maximum loan amount you can afford based on your desired EMI.
Interest Rate Calculator: Reverse calculate the actual interest rate of your loan.
Fix EMI (Tenure): Find the required duration (tenure) to match your target monthly budget.
🌍 Built for Everyone (India & Global)
Localized Terminology: Supports FOIR & CIBIL terminology for India, and DTI & Credit Score for Global markets.
Currency Formatting: Switch between the Indian number system (Lakhs & Crores) and Western format (Millions & Billions).
Amount-in-Words: Instantly see the total amount written out in words for complete clarity and error-free planning.
🎨 Premium App Experience
Clean & Minimal UI: A sleek, modern design that is easy to navigate for everyday users.
Dark Mode Support: A beautiful dark theme that is gentle on the eyes.
Fast & Lightweight: Optimized performance with low battery and storage usage.
Interactive Charts: Visualize your loan breakdown with dynamic progress charts.
🔐 Privacy & Usage
100% Offline: No internet connection required for any calculations.
No Login Required: Start using the app immediately without registration or personal accounts.
Privacy First: We do not collect, store, or share any personal data. All calculations are done locally on your device.
📌 Disclaimer
This app is a financial calculation tool meant for informational and planning purposes only. It is NOT a loan application platform, nor does it provide loans or connect users with lenders. Results are based on mathematical formulas; actual loan eligibility is determined by your bank’s internal policies, credit verification, and applicable regulations.
Updated on
Feb 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

What’s new

🌍 Multi-Region Support: Easily switch between Indian (Lakhs/Crores) and Global (Millions/Billions) formats.
📊 Revamped Eligibility Tool: New localized calculations (FOIR/DTI) with detailed income allocation charts.
💡 Pro Eligibility Guide: New info icon in the app bar for expert tips and approval zones.
🚀 Smarter Home Screen: Priority access to top tools and improved app speed.

App support

About the developer
SWATIBEN ANILKUMAR PATEL
ved.om9563@gmail.com
AT- Morli Rana Street,Post-Kalamtha,Via-Amlsad, Ta-Gandevi,Dist-Navsari. Bilimora, Gujarat 396310 India

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