EMI Calculator:Loans & Finance

shuttletechnologies

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About this app

💰 EMI Calculator – Smart Loan & Finance Planner
EMI Calculator is a powerful, simple, and easy-to-use financial tool designed to help you plan your loans with precision. Whether you are calculating monthly installments, comparing loan options, or checking your loan eligibility, this app provides all the tools you need in one place.

Now optimized for both Indian and Global users, the app automatically adapts terminology (Lakhs/Millions) and eligibility rules (FOIR/DTI) based on your selected region.

📊 Comprehensive Loan Calculators
EMI Calculator: Calculate monthly installments, total interest, and total repayment for Home, Car, Personal, or Education loans.
Loan Eligibility (New!): Check how much loan you qualify for using FOIR (India) or DTI Ratio (Global) methods. Includes a detailed eligibility guide!
Compare Loans: Compare two different loans side-by-side to find the most cost-effective option.
Loan Balance Transfer: Check if transferring your existing loan to a new lender will save you money on interest.
Loan Freedom Planner: Calculate how much extra payment or tenure reduction is needed to become debt-free faster.
Loan Amount Calculator: Find out the maximum loan amount you can afford based on your desired EMI.
Interest Rate Calculator: Reverse calculate the actual interest rate of your loan.
Fix EMI (Tenure): Find the required duration (tenure) to match your target monthly budget.
🌍 Built for Everyone (India & Global)
Localized Terminology: Supports FOIR & CIBIL terminology for India, and DTI & Credit Score for Global markets.
Currency Formatting: Switch between the Indian number system (Lakhs & Crores) and Western format (Millions & Billions).
Amount-in-Words: Instantly see the total amount written out in words for complete clarity and error-free planning.
🎨 Premium App Experience
Clean & Minimal UI: A sleek, modern design that is easy to navigate for everyday users.
Dark Mode Support: A beautiful dark theme that is gentle on the eyes.
Fast & Lightweight: Optimized performance with low battery and storage usage.
Interactive Charts: Visualize your loan breakdown with dynamic progress charts.
🔐 Privacy & Usage
100% Offline: No internet connection required for any calculations.
No Login Required: Start using the app immediately without registration or personal accounts.
Privacy First: We do not collect, store, or share any personal data. All calculations are done locally on your device.
📌 Disclaimer
This app is a financial calculation tool meant for informational and planning purposes only. It is NOT a loan application platform, nor does it provide loans or connect users with lenders. Results are based on mathematical formulas; actual loan eligibility is determined by your bank’s internal policies, credit verification, and applicable regulations.

What’s new

What's New in v2.5:
• Android 16 Ready: Full support and optimization for Android 16 (API 36).
• New Islamic Loan Calculator: Added Murabaha & MMQ (Diminishing Partnership) Sharia financing calculation with amortization schedules.
• Calculation History: Easily save, view, and manage past loan calculations.
• Seamless Multi-Language: Instant in-app language switching across 6 languages without restarting.
• Performance & UI Fixes: Improved responsiveness and layout polish on all screen sizes.