Endowus: Invest Cash, CPF, SRS

883 reviews
Content rating
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About this app

Start your financial journey with Endowus, and invest and grow all your wealth – cash, CPF and SRS – all through the Endowus app.

Investment solutions for all your wealth
Get a personalised financial plan with Endowus to help you reach your wealth goals. Choose from our holistic investment solutions, built using low-cost, best-in-class institutional funds managed by the world’s top fund managers.


Endowus is the first and only digital wealth manager for all your wealth – cash savings, Central Provident Fund (CPF), and Supplementary Retirement Scheme (SRS). Endowus is also regulated by the Monetary Authority of Singapore (MAS) and holds a Capital Markets Services (CMS) License.

We have taken security a step further than most, so when you invest with us, your funds are held in a trust account in your own legal name at UOB Kay Hian, Singapore’s largest broker.

Endowus is also the first to lead the industry with a 100% trailer fee rebate to our clients, demonstrating full transparency and alignment to optimise for investment performance by not taking any kickbacks from our fund managers.

Endowus has been awarded Wealthtech of the Year by Asia FinTech Awards 2021, and also received both the Fintech Innovation in Asset Management and Rising Star awards from Asia Asset Management Best of the Best Awards 2021. We have also been consistently rated the top robo-advisor in Singapore on Seedly with the highest rating of 4.81.


Greater access to the best: We provide retail investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time.

Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to prescribe a customised investment plan for you.

Fairer fees: We only charge a low, all-in access fee with no hidden charges. We also rebate 100% of trailer fees (an industry-first in Singapore) so investors can save even more money, with full transparency and no conflicts of interest.

1. Endowus Flagship Portfolios: Invest in globally diversified portfolios for longer-term goals. A great place for beginner investors to get started on their financial journey, and a must-have for seasoned investors.
2. Endowus ESG Portfolios: Do good while doing well with our innovative multi-asset, multi-fund manager portfolios that adhere to stringent ESG global standards, without compromising on your financial returns.
3. Endowus Satellite Portfolios: Gain exposure to select market opportunities by taking advantage of these optimised, best-in-class thematic portfolios designed by Endowus to target specific regions, themes, asset classes, and megatrends.
4. Endowus Income Portfolios: Grow passive income sustainably, as you receive monthly payouts while preserving, or even growing, your capital in the mid-to-long term.
5. Endowus Cash Smart: Cash management accounts to grow your shorter-term savings. Grow your cash with higher yields, no lock-ups, no limits, no penalties, no hidden charges, and no fuss.
6. Endowus Fund Smart: Build your own portfolios based on your own investment strategies, with access to best-in-class funds. Select from a list of more than 200 curated unit trusts across different asset classes, geographies, sectors, and themes.


Clients love us for our digital wealth platform and our personalised human advice. Schedule a call with our team of MAS-licensed wealth experts for financial planning advice, or just to find out more about us:
- WhatsApp +65 3129 0038
- support@endowus.com
- https://endowus.com/financial-advisor-singapore

By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.
Updated on
Mar 27, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted
883 reviews
Choo Hua
February 7, 2023
wow this app is practically useless. makes me re-enter my password for every single option i choose on the app. sucker app, just like endowus that sucks money from your portfolio regardless of whether they're helping you make money
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Endowus Technologies Pte. Ltd.
February 14, 2023
Hi Choo Hua, we take your feedback seriously and would like to understand how we can better support your investing needs. Please do reach out to us at support@endowus.com and our Client Experience team would be ready to walk you through any matter related to your portfolios and to help guide your navigation of our application.
NY Wong
October 3, 2021
Kudos to the Endowus developers for creating an app that packs a chock-full of features within a simple, clean and user-friendly UI. The use of visuals (graphs) help to provide a clear yet comprehensive overview of portfolio performance. It would be even better if some of the app features that open in a browser can be optimised to open within the app itself - a minor quibble though. Great job overall!
27 people found this review helpful
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Crystal Heng (wandercrystal)
October 15, 2021
The web and app are simple, intuitive and easy to understand, and they provide enough information for the sign up and onboarding to be smooth and swift. I didn't even have to get customer support so I can't comment on that. What would improve the experience is that the app could be as comprehensive as the web platform because the app features are more suited for simple monitoring and making transfers. It's sufficient but for anything else, the app will direct to the web browser.
18 people found this review helpful
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What's new

We want to help you learn how to better manage your wealth and become a better investor. Here is letting you into our advisors' take on how to supercharge your CPF investments.

You are now able to link a bank account via deposits.

Also, you can now link your CPFIA and SRS Account seamlessly via the mobile app!