Siyakwamukela ku-ePanta$, isicelo sezimali somuntu siqu esithobela i-Shariah esiklanyelwe izisebenzi zikahulumeni zase-Malaysia. Inkundla yethu yedijithali ebanzi yakhelwe ukukunika amandla ngomuzwa osebenziseka kalula, okukuvumela ukuthi ulethe kalula izicelo zezimali futhi uvikele imininingwane yakho yezezimali.
Ungafaka isicelo sokuthola imali yomuntu siqu ehambisana ne-Shariah efinyelela ku-R300,000 ngenani lenzuzo eligxilile ngaphandle kwanoma yisiphi isibambiso. Inqubo yokufaka esheshayo nelula ngokushesha njengamahora angama-24.
Kungani ukhetha i-ePanta$?
• Faka isicelo sokuthola imali nganoma yisiphi isikhathi, noma kuphi, ngokuthanda kwakho
• Qhathanisa konke okunikezwayo okutholakalayo bese ukhetha leyo evumelana kangcono nezidingo zakho
• Isicelo esithunyelwe nge-ePanta$ sivikelwe yi-password yakho yokuvikela kanye ne-One Time
Iphasiwedi (OTP)
• Hlala unolwazi ngesimo sohlelo lwakho lokusebenza
• Finyelela amarekhodi omlando azo zonke izinhlelo zakho zokusebenza zangaphambilini
Isebenza kanjani i-ePanta$?
• Gcwalisa imininingwane yesicelo sakho
• Thwebula noma layisha izithombe zamadokhumenti akho asekelayo
• Landela isicelo sakho ngokungena ngezikhathi ezithile
Izici zomkhiqizo:
• Isikhathi esincane sokukhokha: unyaka ongu-1
• Isikhathi esiphezulu sokukhokha: iminyaka eyi-10
• Isilinganiso esincane senzuzo: 6.65% ngonyaka
• Izinga lenzuzo enkulu: 9.99% ngonyaka
• Izinga lenzuzo elisebenzayo: Ifikela ku-15.86% ngonyaka
Ukubala:
• Isamba senzuzo: P x I x N
• Intengo yokuthengisa: P + (P x I x N)
• Isitolimende sanyanga zonke: ((P x I x N) + P) / n
P = Inani lendawo
I = Izinga lenzuzo ngonyaka
N = Isikhathi sokuhlala iminyaka
n = Isikhathi sokuhlala ezinyangeni
Isibonelo:
Inani lendawo - RM10,000
Izinga lenzuzo ngonyaka - 6.65%
Isikhathi sokuphila - iminyaka eyi-10
Isikhathi sokuhlala ezinyangeni - izinyanga eziyi-120
• Isamba senzuzo: RM10,000 x 6.65% x 10 iminyaka = RM6,650
• Intengo yokuthengisa: RM10,000 + (RM10,000 x 6.65% x 10 iminyaka) = RM16,650
• Isitolimende sanyanga zonke: ((RM10,000 x 6.65% x 10 iminyaka) + RM10,000) / izinyanga eziyi-120 = RM138.75
Ukuze uthole ulwazi olwengeziwe:
Hlola eminye imininingwane ku-http://www.yir.com.my noma ku-http://www.yyp.com.my.
Itholakala ngesi-Bahasa Malaysia nesiNgisi, i-ePanta$ isango lakho lokuya olwazini oluvikelekile nolulula lwezezimali lomuntu siqu. Vikela ikusasa lakho lezezimali namuhla.
Kubuyekezwe ngo-
Mey 17, 2024