Farah Money – Financial Hub

Equals Money PLC

About this app

Farah Money is a regulated digital financial platform built around one
principle: your financial life should work inside one connected,
structured system — not across fragmented services with competing
interests.
Built from the ground up as an integrated financial model, Farah Money
brings your accounts, payments, currency exchange, and card access
into a single platform — structured to protect your value and support
how you manage it.
WHAT FARAH MONEY OFFERS
UK & EU Accounts — Open and manage accounts held in GBP and EUR.
Built for individuals and businesses across UK and European markets.
Local & International Payments — Send and receive payments
domestically and internationally. Move value clearly, with full visibility
over where it goes and what it costs.
FX / Currency Exchange — Access competitive foreign exchange rates
across major currency pairs. No hidden spreads. Rates and fees are
presented before you transact.
Virtual Cards & Digital Wallets — Use virtual cards for online and
digital transactions. Manage spending through a structured access layer
built into your account — not bolted on as an afterthought.
Structured Onboarding — A clear, step-by-step onboarding process
built for compliance and clarity. Straightforward identity verification.
No unnecessary friction beyond what regulation requires.
FOUR PACKAGES. ONE INTEGRATED MODEL.
Farah Money operates across four access tiers, designed around
different levels of financial need — not around selling you features you
don't use.
Standard — The entry point into the Farah Money system. Core
account, payments, and FX access. Built for those who want a regulated
financial foundation without complexity.
Premium — The first full-system tier. Extended account functionality,
broader payment access, and enhanced FX capacity — for users who
need more than the basics.
Advanced — The strongest Phase 1 expression of the Farah Money
model. Full payment infrastructure, multi-currency management, and
broader platform access — for those managing more complex financial
activity.
Sovereign — The highest access tier. For users who require the
broadest reach within the Farah Money platform — from payment
capacity to account structure and service level.
BUILT ON REGULATED INFRASTRUCTURE
Farah Money is not a standalone licensed entity. It operates as a
regulated digital financial platform delivered via Equals Money PLC:
Payment services, accounts, and FX are provided by Equals Money PLC,
authorised and regulated by the Financial Conduct Authority (FCA No.
488396) under the Payment Services Regulations 2017.
Card issuance and electronic money services are provided by Equals
Money International Limited, authorised and regulated by the Financial
Conduct Authority (FCA No. 900493) under the Electronic Money
Regulations 2011.
This means your access to regulated payment services is delivered
through a framework designed for compliance, transparency, and
safeguarding — by design, not by addition.
HOW FARAH MONEY IS DIFFERENT
There is no conflict of interest in the Farah Money model. Your financial
wellbeing is not at odds with how Farah Money works. No shadow
structures. No misaligned incentives. Access-based pricing — you pay
for the tier that matches your needs, not for services pushed on you.
Farah Money is a long-term rethink of money — from preservation, to
behaviour, to earned usage. It gives you more control over how value is
held, moved, and used, inside one coherent, regulated structure.
IMPORTANT INFORMATION
Farah Money is operated by Monireal Limited (Company No.
12523621), registered in England & Wales. Regulated financial services
are delivered via Equals Money PLC (FCA No. 488396) and Equals
Money International Limited (FCA No. 900493). Fees, charges, and
applicable terms are presented clearly before any commitment. Full
terms and conditions: farahmoney.com/terms. Privacy policy:
farahmoney.com/privacy

What’s new

Welcome to Farah Money!