Spend8 - AI Expense Tracker

Erex softwares

About this app

Take control of your money — without lifting a finger.

**Spend8** automatically detects every bank transaction from your SMS inbox and turns it into a clean, organized expense log. No spreadsheets. No manual entry. No forgotten receipts.

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### How it works

When you receive a debit/credit SMS from your bank, Spend8 reads it, parses the amount, merchant, and date, and adds it to your transaction history instantly. All SMS data is AES-256 encrypted on your device before anything is stored.

Don't want to give SMS access? No problem — you can add transactions manually or by voice at any time.

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### Key Features

**Smart SMS Detection**
- Supports 50+ Indian banks and payment apps (HDFC, SBI, ICICI, Axis, Kotak, Paytm, PhonePe, GPay, and more)
- Detects UPI, debit card, credit card, net banking, and cash transactions
- Runs entirely on-device — nothing is uploaded without your consent

**AI Expense Assistant**
- Ask questions like "How much did I spend on food this month?" or "Show my top expenses"
- Get a weekly AI-generated spending summary with insights
- Powered by your choice of AI model

**Spending Analytics**
- Monthly and weekly spend breakdowns
- Category-wise charts (Food, Travel, Shopping, Bills, and more)
- Income vs expense overview

**Privacy First**
- All SMS content is AES-256 encrypted with a PIN you set
- Your encryption key never leaves your device
- Cloud sync is entirely optional — works fully offline
- No ads. No selling your data. Ever.

**Voice Transactions**
- Add transactions hands-free using voice input
- Just say "Spent 500 on lunch at Zomato" and it's logged

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### Who is it for?

Spend8 is built for anyone who wants an effortless way to track spending — especially people in India who receive bank transaction SMS regularly and want automatic tracking without connecting their bank account.

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### Privacy & Security

- SMS permission is optional — you can use Spend8 without it
- Only bank/transaction SMS are ever read; personal messages are never accessed
- AES-256 encryption protects your raw SMS data
- You can delete all your data at any time from Settings

Download Spend8 and see where your money really goes.

What’s new

Spend8 is here — your personal finance tracker that actually does the work for you.

- Automatic bank transaction detection from SMS (optional — skip anytime)
- AI spending assistant — ask questions about your money
- Weekly AI-generated spending summary with insights
- Voice transaction entry
- AES-256 encrypted data — your SMS never leaves your device unencrypted
- Works fully offline — cloud sync is optional