ERN Finance

Ernie Demaluan Jr

In-app purchases

About this app

ERN Finance is a local-first personal finance app for clearer money decisions. Track accounts, income, expenses, transfers, credit cards, installments, bills, goals, sinking funds, and reimbursements in one organized view.

Plan ahead with safe-to-spend guidance, cash-flow projections, due-date reminders, and practical action plans. Review balances, upcoming obligations, spending patterns, and monthly progress without giving up control of your records.

Your financial data stays on your device. Use built-in backup and export tools when you choose to move or share your records. ERN Finance is an independent planning and record-keeping tool, not financial, investment, tax, or legal advice.

What’s new

Improved Reports layout and number readability. Fixed large-text action buttons in Money Owed details. Improved launcher widget sizing, calendar date columns, and amount wrapping so financial values remain readable when text is enlarged. Includes Android interface refinements aligned with the iPhone experience.