995 reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

It’s time to money your way! Send money, save alone or with friends, pay bills, and set payment reminders—all in one place.

This is your PocketMoni—your new favourite digital bank!

But seriously, why should you use PocketMoni?

Because you’re the master of your money. We’ll only help you manage it. 

Easy sign-up: Create your account for free in 10 minutes. You only need your NIN and BVN.

Send money in 5 seconds: No, we’re not joking! Transfers are as fast as lighting on PocketMoni. Send money to any Nigerian bank fast. Whether you’re shopping, eating, splitting a bill, or making a quick payment, it takes only 2 seconds on PocketMoni.

Spend and save with friends: Imagine this: You and your friends are saving for a trip, but plans change. No more awkward “have you sent it” or I'm yet to receive it” texts. PocketMoni lets you track group balances, receive payment notifications, and get automatic reversals whenever you want out. 

A card that works: Love movies or music? Pay your Netflix, Amazon Prime, YouTube Premium, Spotify, DStv and GOtv subscriptions with your PocketMoni physical, virtual or single-use card.

Set payment reminders: Life happens. Set reminders for upcoming bills, grandma’s cash gifts subscriptions, loans or personal payments. You’ll never forget important payments with PocketMoni.

Receive instant notifications: Stay updated with real-time alerts whenever money enters or leaves your account, giving you complete control over your money.

Understand your spending behaviour: See where your money goes. Understand where your money goes. With detailed weekly and monthly reports, you can uncover your spending behaviour and make informed decisions about your finances.

Scan to pay: Tap, scan, pay! That’s all you need for safer, faster payments. You can’t beat that feeling.

Your app, your style: Your app should reflect your style. Customise your app wallpapers with exciting wallpapers or quirky GIFs. It’s up to you because “moneying” is an art.

Easy bill payments: When you buy airtime, data, and meter tokens and pay other bills on PocketMoni, you’ll see records of your frequently paid bills, so it's easier to make payments next time with fewer taps. No stress—just convenience!

Debit cards? Make it interesting: Choose your debit card design and swipe in style. Add your picture or any image you like for an extra vibe. Bye, boring cards! (Fees may apply).

Under 18 accounts: Set your children up for financial success. Get them an under 18 account with their card so that they can learn about saving and spending early. 

Security and privacy: Your security is our top priority. PocketMoni uses state-of-the-art encryption and security measures to protect your personal and financial information. With features like private mode, two-factor authentication and real-time transaction alerts, you can confidently use PocketMoni, knowing that your data is safe.

User-friendly interface: Accessing your money should be easy and intuitive. The PocketMoni app features a clean, user-friendly interface that makes it simple to spend, save and invest with just a few taps.

Join PocketMoni people: A community of people like you who have taken control of their money.

24/7 support: Please talk to us in the app or through an email at help@pocketmonibank.com;  a real human being will attend to you. 

Download the PocketMoni app today.

The NDIC insures your deposits on PocketMoni.

Our registered address is 1st, 4th and 5th floors, Fortune Towers, Adeyemo Alakija Street, Victoria Island, Lagos.

www.pocketmonibank.com

Phone Number (Calls): 09087989094
WhatsApp Support: 08188639818
Email: help@pocketmonibank.com

[Minimum supported app version: 1.0.21]
You are the master of your money
Updated on
Sep 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

989 reviews
Edafe Timothy
August 22, 2026
it the most useless annoying and frustrating mobile banking app imaging even money you can't transfer and after failed attempts of transfer still being debited for the past 48 hours without anything being done about this is annoying i swear
Did you find this helpful?
eTranzact Int'l Plc
August 26, 2026
Hi Edafe, we're very sorry about this. For now, transfers are working to selected banks. We're working on restoring full services on the app. Thank you for your patience and for choosing PocketMoni.
Adeaga Solomon
May 13, 2026
This is the most useless and fraudulent app. imagine putting money in your account and not able to transfer it or use it to recharge due to the bad network of the wallet. If you should put reasonable amount of money there, definitely it's gone.pocket moni na nonsense.
9 people found this review helpful
Did you find this helpful?
eTranzact Int'l Plc
May 14, 2026
Hi Solomon, we sincerely apologize for the technical difficulties you’ve encountered with your transfers and airtime recharge. Be assured that your balance is secure. Network issues can occasionally cause sync delays, and we’d like to help fix this for you. Please email us at cic@etranzact.com so our team can assist you right away
Olaoye Moses
August 30, 2026
I'm unable to open account because u guys refuse to send me verification code have tried different phone number still the same.do the need full to ur app
Did you find this helpful?
eTranzact Int'l Plc
September 1, 2026
Hi Moses, we’re so sorry for the frustration. Please email us directly at cic@tranzact.com so we can quickly investigate and fix this for you right away.

What’s new

We’ve made a few bug fixes and minor improvements to make your PocketMoni experience smoother and more reliable.

Update your app to enjoy the latest improvements.
Content rating
Everyone
Learn more

App support

Phone number
+2348188639818
About the developer
ETRANZACT INTERNATIONAL PLC
webmasters@etranzact.com
Fortune Towers 27/29 Adeyemo Alakija Street Lagos Nigeria
+234 803 841 6088

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