Finaios: AI Budget & Expenses

Opera Systems

In-app purchases

About this app

Take control of your money with Finaios, the AI-powered expense tracker, budget planner, and personal finance assistant. Track spending, build budgets, hit savings goals, and get instant answers from Sage, your
built-in AI money coach.

🤖 MEET SAGE — YOUR AI MONEY ASSISTANT
Just ask. “How much did I spend on food?” “Can I afford this?” “How are my budgets?” Sage reads your real numbers and replies in plain language — with budgeting tips, savings coaching, and insights tailored to
you.

💸 TRACK EVERY RIYAL
• Log expenses & income in seconds
• Scan receipts to auto-add transactions
• Auto-detect purchases from bank SMS
• Import bank statements
• Organize with categories, tags & rules

📊 BUDGET & SAVE SMARTER
• Budgets that actually stick
• Set and crush savings goals
• Smart alerts for overspending & spikes
• Cash-flow forecasting
• Personalized budget recommendations

📈 YOUR WHOLE FINANCIAL PICTURE
• Net worth & spending analytics
• Loans, debt & payoff plans
• Investments & portfolio overview
• Subscriptions, cards & warranties in one place
• Recurring transactions & bill reminders

🕌 ISLAMIC FINANCE, BUILT IN
• Zakat calculator with up-to-date nisab
• Halal mode filters non-compliant suggestions
• Faith-aware guidance from Sage

👨‍SHARE WITH FAMILY & FRIENDS
• Shared family budgets & goals
• Split expenses fairly
• Track who owes what

🎯 STAY MOTIVATED
Earn points, streaks and achievements as you build better money habits.

🔒 YOUR DATA, YOUR CONTROL
Secure by design, with export/import anytime.

Whether you’re budgeting for the month, saving for a goal, paying off debt, or calculating Zakat — Finaios and Sage help you spend smarter and save more.

Download Finaios and start saving more today.