ExtMoney — Personal & Family Finance, Done Right
Take control of your money without spreadsheets, ads, or surveillance. ExtMoney brings your accounts, cards, deposits and loans into one clear picture — track every transaction, plan ahead, and budget alone or with your whole family. No ads. No data sold. Ever.
💳 All your money in one place
• Cash, bank accounts, cards, deposits and credit lines — unified balances and real net worth at a glance
• Multi-currency with automatic exchange rates, plus crypto-friendly 8-decimal precision.
• Smart transfers between accounts, shown as a single clean entry.
• Reconcile balances in a tap when real life doesn't match the math.
🗣️ Add transactions in seconds with AI
• Speak it — dictate a purchase and let AI draft the transaction for you.
• Snap it — photograph a receipt and AI extracts the amount, date and details.
• You always review and confirm before anything is saved. AI never writes to your books on its own.
👨👩👧 Built for families & teams
• Share a budget with your partner or household.
• Roles and permissions (viewer, editor, admin, owner) keep everyone aligned — safely.
• Run multiple teams from a single account.
📊 Reports that actually help
• Cash flow, profit & loss, net worth over time, category breakdowns and FX exposure.
• Understand exactly where your money goes — and where it's growing.
🎯 Plan and save
• Savings goals with automatic top-ups.
• Recurring and scheduled payments so nothing slips through.
• Tags and categories to organize spending your way.
• Attach receipts and documents right to your transactions.
🔔 Stay in the loop
• Push and in-app alerts for large transactions, completed goals, new-device sign-ins and more.
• Fully customizable — keep only the notifications you want.
🔒 Privacy & security first
• No advertising and no data brokering — your finances are yours alone.
• Encrypted, self-service backups of your data, with preview, restore and download.
• Two-factor authentication and modern token-based security.
🌍 Works everywhere
• Native Android app plus a fast, server-rendered web app — your data stays in sync.
• Light and dark themes. Available in English and Russian.
Whether you're budgeting solo, running a household, or keeping a small business in check, ExtMoney gives you a calm, private, and genuinely powerful way to understand your money.
Download ExtMoney and start building healthier finances today.
Accounts, cards, deposits & loans in one app. Family budgeting, no ads.