• BYOK AI: Securely link OpenAI, Anthropic, Groq, or Ollama local models with zero-server key storage.
• Offline-First Sync: Local encrypted DB (Drift+SQLCipher) with automatic conflict resolution.
• Dashboard 2.0: Instant loading, net worth breakdown, 6-month trends, and a wealth simulator.
• Tools: Added FIRE & lunar-aware Zakat calculators, plus support for 50+ live currencies.
• Tech & Fixes: Android 15 edge-to-edge support, fixed UI ink splashes, changed default currency to JOD.