Owesome

Farhan Angullia

About this app

Owesome makes splitting expenses effortless. Start a group for your trip, your flat, or Friday's makan session, share a single link, and everyone can join and add expenses instantly — no sign-up, no passwords, no friction.

SETTLE UP WITH PAYNOW: The only split app built for how Singapore actually pays. When it's time to settle, scan a PayNow QR with the exact amount pre-filled — or send a payment request QR to whoever owes you. No typing numbers, no wrong amounts.

SPLIT ANY WAY YOU LIKE: Split equally, by exact amounts, by percentages, or by shares (2 shares for the couple, 1 for each single). Owesome guarantees the math always adds up to the cent.

SEE WHO OWES WHOM: Balances update live for everyone in the group. When it's time to settle, Owesome collapses all the debts into the fewest possible payments — if A owes B and B owes C, A just pays C once.

BUILT FOR TRAVEL: Every expense can have its own currency, and balances are tallied per currency — perfect for trips where you pay in one currency and live in another.

STAY IN SYNC: Every expense, edit, and settlement appears in a shared activity feed, so the whole group sees the same numbers. Record settle-ups in cash, PayNow, or bank transfer.

NO ACCOUNTS, NO ADS: Owesome works without an account and contains no ads and no tracking. It records who owes whom — your money stays in your own hands.

What’s new

Trip budgets with per-person caps and daily pace. Share a read-only link. Add expenses offline, they sync later. Faster updates, fresh look, bug fixes.