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FNBSPI can't seem to activate Bill Pay features. One department says it works and charges me $5.95 a month for the service. Another says that I have no accounts authorized to pay from, and blocks me from adding payees. In addition to that, I am charged $2.00 a month to link a savings account and $8.00 a month to have a checking account despite the fact that I have a qualifying recurring electronic deposit. When my account was opened almost 14 years ago, qualifying direct deposits exempted fees.
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