Fedha.io is a personal finance app built for East Africa — track your money, budget smarter, and get AI-powered financial guidance in one place.
TRACK YOUR MONEY
• Add and manage multiple accounts (savings, mobile money, bank)
• Record income and expenses with categories
• View transactions history and spending patterns
• Transfer money between accounts
BUDGET & PLAN
• Set monthly budgets per category and track progress
• Create savings goals and monitor your journey
• Manage debts and repayment plans
• Track subscriptions so nothing surprises you
AI FINANCIAL ADVISOR (Fedha AI)
• Ask Fedha AI any financial question in plain language
• Get personalized budgeting and saving tips
• Available 24/7 — no appointment needed
MOBILE MONEY READY
• Built for Tanzania — supports M-Pesa, Tigo Pesa, Airtel Money, and Halotel
• Automatically detects incoming mobile money SMS and logs transactions for you
• Upgrade to Premium securely via mobile money
• No bank account required
PREMIUM FEATURES
• Unlimited AI chat sessions
• Export reports (PDF/Excel)
• Account sharing with family members
• Priority support
YOUR DATA IS SAFE
• Secure login with email and password
• Data encrypted in transit
• SMS data is processed on-device only and never shared with third parties
• We never share your personal financial data with third parties
Whether you earn a salary, run a small business, or hustle daily — Fedha.io helps you stay on top of your finances and make smarter money decisions every day.
Download Fedha.io free and start your financial journey today.
Smart personal finance manager with AI advisor for East Africa.