Feramor

Omniamus S.R.L.

In-app purchases

About this app

Feramor is relationship finance, done with clarity.

Instead of a vague "who pays for what," Feramor turns a single number you and your partner agree on — the income multiplier — into precise, proportional contributions to your shared and personal spending. The supporting partner contributes more; the supported partner is backed as they grow. Both sides see exactly how it works.

HOW IT WORKS
• Agree on the terms. Set the multiplier — how many times more the supporting partner earns — plus a monthly support cap and an optional gift.
• See the split. Feramor calculates each partner's share of shared purchases, personal purchases and gifts, instantly.
• Reconcile, don't argue. Twice a month Feramor computes one net figure to settle between you. Proportional, transparent, consistent — no renegotiating every purchase.

BUILT FOR BOTH PARTNERS
• The supporting partner sets the terms and a monthly cap, and can hold more than one relationship, each on its own terms.
• The supported partner receives structured monthly support that scales as their income grows — never reduced for earning more.

FAIR BY DESIGN
• Support is proportional to a multiplier you both agree on, not a flat split.
• A monthly cap keeps support within limits the supporting partner sets.
• Income that needs it is verified before it counts; excluded categories never generate support.

LIFE-LONG UNION (OPTIONAL)
Generate a notarisable draft agreement from your real terms — financial terms, fidelity, housing, exit, and an explicit non-marriage clause. It is a draft for your attorney to review: not legal advice, and no legal force until reviewed and notarised.

IMPORTANT
• Feramor is a calculation and reconciliation tool. It does not hold, move, or transfer money — partners settle directly between themselves.
• Feramor is not a bank, e-money institution, payment service, or investment service, and nothing in the app is financial, tax, or legal advice.
• Feramor arrangements are not marriages, civil unions, or domestic partnerships.
• For adults (18+).

Subscriptions and the Life-Long Union document are optional in-app purchases. Manage or cancel anytime.

What’s new

First release of Feramor — relationship finance made clear.

• Set your terms: income multiplier, monthly cap, optional gift.
• Upload a bank statement — it's read and pre-classified automatically.
• See each partner's proportional share, instantly.
• Reconcile twice a month into one net figure to settle.
• Verify income and generate a Life-Long Union draft.

Feramor calculates and reconciles — it never holds or moves your money.