Fido Empréstimos

FIDO SOCIEDADE DE EMPRESTIMO ENTRE PESSOAS S.A.

About this app

We are a company authorized by the Central Bank of Brazil, which facilitates loans between individuals.

With the Fido APP, you can apply for a loan quickly, safely and transparently.

See how easy it is:
· You choose the loan amount and term;
· The platform captures money from people interested in lending money;
· You receive the deposit into your account.

The conditions for applying for the loan are:
· Be 21 years old or over;
· Monthly income exceeding R$2,000;
· The better your reputation as a good payer, the lower the interest on the loan will be.

Loan conditions:
. Value between R$ 1,500.00 and R$ 15,000.00
· Minimum payment period: 6 months
· Maximum payment period: 12 months
· Min Total Effective Cost. (CET): 75.5% p.a. or 4.8% p.m.
· Total Effective Cost max. (CET): 125% p.a. or 6.99% p.m.
. Maximum Annual Percentage Rate (APR): 124% p.a.
* Caption: year (y.a.); per month (a.m.).


Representative example of the total cost of the loan, including the initial amount and all applicable fees:

Loan amount: R$1,000.00
· Number of installments: 12x
· Value of installments: R$ 111.37
· Interest: 58.1% (a.a.) or 3.4% (a.m.)
· Fido Rate: 15.4% (p.a.) or 1.2% (a.m.)
· I.O.F: 2% (a.a.) or 0.17% (a.m.)
· CET (total effective cost): 75.5% (a.a.) or 4.8% (a.m.)

Come to Fido and get out of trouble!