Finanjo - AI Personal Finance

Finanjo Ventures Private Limited

About this app

Money shouldn't feel confusing.
Or heavy.
Or like something you avoid until the end of the month.

Finanjo is an AI-powered personal finance app that helps you see your money clearly, track your credit score, manage credit cards, and understand your loans, without spreadsheets, guilt, or constant effort.

Connect your bank accounts and credit cards once, and Finanjo quietly does the work in the background. It tracks your money, checks your credit score, organises your spending, and shows you what's actually happening, so you can make better decisions naturally.

No judgement. No pressure. Just clarity.

Finanjo lets you:
See all your bank balances and credit cards in one place with Pocket Power.
Check your credit score for free and understand what's helping or hurting it.
Automatically track and categorise every transaction, UPI, card, or cash.
Get AI suggested budgets based on how you really spend.
Understand where your money goes, without manually logging anything.
Track your loans and EMIs alongside your everyday spending.
Split expenses with friends or groups, clearly and fairly.
Track cash flow and compare month to month.
Meet Jo, your AI assistant, ask anything about your money and get instant, clear answers.
Stay aware, not anxious, about your finances.

Finanjo is built on the RBI-regulated Account Aggregator framework, so your data stays secure, encrypted, and always in your control. Finanjo Ventures is a SEBI Registered Investment Adviser, backed by AJVC.

Finanjo isn't here to tell you what to do with your money.
It's here to help you understand it.

When you understand your money, better choices follow on their own.

Don't just spend. Understand.

What’s new

A quick tour when you open the app
A new walkthrough shows you around all of Finanjo's key features, so you know exactly what you can do from the start.
Under the hood
Bug fixes and performance improvements.