Finaqui

Thiavs

In-app purchases

About this app

Finaqui is your personal financial decision assistant. Major financial commitments deserve real analysis — and Finaqui exists so you can understand everything before signing any contract or making any commitment.

Stop relying on complicated spreadsheets or trusting only what the bank says. With Finaqui, you simulate, compare, and decide with clarity, security, and intelligence.

📊 LOAN SIMULATOR

Calculate monthly installments, total interest, and the real cost of any financing. Choose between the SAC (decreasing installments) and Price (fixed installments) systems, include monetary correction, and see exactly how much you will pay over the years — without surprises.

🔍 SCENARIO COMPARATOR

Compare up to two simulations side-by-side and discover which option is truly more worthwhile. See the difference in total cost, installment value, and impact on your monthly income before making any decision.

🛠️ FINANCIAL TOOLS

A complete set of calculators to help you at every step:

• Purchasing capacity — discover the maximum amount you can finance based on your income.

• Real cost of acquisition — calculate all the costs involved: ITBI (Property Transfer Tax), notary fees, down payment, and installments.

• FGTS (Brazilian Severance Indemnity Fund) calculator — see how to use your FGTS to reduce installments or amortize the outstanding balance.

• Consortium simulator — compare consortium with financing and see which is cheaper in the long run.

• Amortization calculator — simulate extraordinary payments and see how much you save in interest.

• Credit portability — find out if it's worth migrating your financing to another bank.

• Rent vs. purchase analysis — compare the two scenarios and make the right decision for your current situation.

• Savings projection — simulate how long it takes to save the down payment for your property.

• Reverse calculator — discover what income is needed to finance a specific property.

📚 FINANCIAL EDUCATION

Access articles and guides written in a simple and direct way on the main topics of the financial market:

• How compound interest works.

• Difference between SAC and Price.

• What is a consortium and how does it work.

• How to use your FGTS (Brazilian employee severance fund) strategically.

• Tips for negotiating with the bank.

• How to improve your credit score.

• And much more.

✅ DOCUMENT CHECKLIST

Know exactly which documents you need to gather before starting a financing process. Track your progress and be prepared for any stage.

💎 PREMIUM PLAN

Unlock all advanced tools with the Premium plan:

• Exclusive tools: amortization, portability, rent vs. purchase analysis, savings projection, and scenario simulator.

• Unlimited access to saved simulations. • Experience without limitations.

Plans starting from R$ 19.90/month or R$ 191.00/year (save 20%).

🔒 SECURITY AND PRIVACY

Your data is protected with TLS encryption and stored on secure servers. Encrypted passwords, 100% HTTPS communication. Your data is never sold or shared with third parties for advertising.

Finaqui exists so that you arrive at any negotiation knowing exactly what to expect. No surprises in your pocket. No hidden fine print. With you in control of your finances.

Download now and make smarter decisions.