Финкит

ITALIAN FOOD CHAIN

About this app

Finkit is an information service for searching and comparing offers from microfinance organizations. The app helps you find loan options online, submit an application to the selected MFI, check your contract details, and understand key financial terms before making a decision.
Not only find an offer, but also understand the terms.
In Finkit, users can select the desired loan amount, provide contact information, and submit an application within the app. Afterward, they can explore offers from microfinance organizations and compare available options based on key parameters.
The app offers the following:
• Search and compare offers from MFIs;
• Submit an application within the app;
• View loan options to a card;
• Calculate parameters based on the terms of your own contract;
• Enter a daily or annual interest rate;
• An educational section on loans and potential risks;
• Reference information on requirements, terms, and the total cost of the loan;
• Answers to frequently asked questions about MFIs and microloans.
Agreement Calculation
A separate tool allows you to enter the loan amount, interest rate, and term from your individual agreement terms. This calculation helps you independently verify key values ​​and better understand the loan cost.
This calculation is for reference purposes only and does not replace the terms and conditions specified directly in the agreement with the microfinance organization.
Training without complex wording
Finkit has a training section with questions and explanations on what to consider when applying for a loan. Users can test their knowledge, review options, and learn more about microfinance organizations, microloans, and the total cost of a loan.
These materials are intended for general information purposes and do not constitute individual financial advice.
The application is submitted through the app; the decision is made by the microfinance organization.
Finkit operates as an information aggregator and provides the technical capability to submit an application to the selected microfinance organization.
The app is not a lender, does not determine individual terms, and does not make the final decision on approval or denial. The application review, agreement execution, and disbursement of funds are handled directly by the selected microfinance organization.
The app does not guarantee approval and does not influence the decision of the microfinance organization. Calculation example:
For a loan amount of ₽26,500 for a term of 125 days and a daily interest rate of 0.048%:
Interest amount: ₽1,590.
Total repayment amount: ₽28,090.
Equivalent annual interest rate: 17.52%.
Loan terms:
Loan terms: from 61 to 365 days.
Annual percentage rate (APR): from 1% to 32%.
• Loan extension option according to the lender's terms and conditions
• Individual terms are determined by the selected microfinance organization.
Legal information:
The Finkit app is not a lender, bank, or microfinance organization and does not issue loans.
This service is intended solely to search, select, compare, and inform users about offers from microfinance organizations, and also provides the technical ability to submit an application for a selected offer within the app.
The application review, final approval or denial, determination of individual terms, contract conclusion, and disbursement of funds are handled directly by the microfinance organization selected by the user.
Confidentiality and Security:
When filling out the form and submitting an application, the app processes the user's data to select offers and transfer them to the appropriate microfinance organization.
The procedure for processing personal data, the purposes, composition of the information processed, and the conditions for its transfer are described in the Finkit app's Privacy Policy.
The app requires internet access.

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Займы онлайн: подбор МФО, заявка, расчет условий и обучение