Finku - Pinjaman Dana Darurat

PT Sahabat Finansial Kamu

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About this app

Loans by Finku is a legal online loan feature, located in a financial management application so that your debt can be managed and not trapped in a debt cycle. The online loan application process at Finku is easy, the disbursement is fast, payment times are flexible and can be adjusted to your financial condition. In providing online loan services, Finku collaborates with TrustIQ which is licensed and supervised by the OJK and is registered with the Indonesian Joint Funding Fintech Association (AFPI).

💰 Need to borrow funds for education?
💰 Need to borrow funds to renovate and buy home furniture to make it more comfortable?
💰 Need to borrow funds to build the business you have long dreamed of?
💰 Or do you need to borrow emergency funds?

Just apply for an online loan at Finku!

🌹 Low interest loans at Finku (maximum APR) 30%/year
💳 Just provide your KTP for the loan application process
💵 High loan limit from IDR 700,000 to IDR 20,000,000
🫣All processes from application to settlement are transparent in the Finku application
🚀 Fast disbursement loans in minutes
⏳ Loan tenor 4 and 6 months (120- 180 days), can be paid in installments
📊 And what you won't find in other applications is a financial management tool that helps you manage your debt so you don't get carried away!

How to apply for a Finku loan:
1. Download the Finku application
2. Click the FinFund feature on the Finku application homepage
3. Upload a photo of your KTP and fill in your personal data
4. Try submitting a limit and wait until the application is accepted
5. Wait 10-15 minutes
6. Time to liquidate limits!

Finku online loan simulation

Loan IDR 5,000,000, tenor 6 months, interest 7%/month, admin fee 8%.
Admin fee: 8% * IDR 5,000,000 = IDR 400,000
Loan interest: 7% * (IDR 5,000,000 + IDR 400,000) = IDR 378,000/month
Total payment: IDR 5,000,000 + (IDR 378,000 x 6) + IDR 400,000 = IDR 7,668,000
**Monthly installments: IDR 1,278,000**

0% interest installments ❌
Late payment fine Rp. 0 ✅

✨What's new on Finku✨
Enjoy the new commodity investment feature supported by Straits Futures Indonesia, KAYYA. You can trade precious metals, energy, agricultural and foreign exchange commodities safely because they are licensed by BAPPEBPTI.

Have a question or are there any problems?
Contact us:
💌 [e-mail]
📞 [phone]

Visit our social media:
Instagram: https://www.instagram.com/finku.id/
Facebook: https://www.facebook.com/Finku.id
Linkedin: https://www.facebook.com/Finku.id
Website: https://finku.id/

Ratings and reviews

It has the potential of a really good and detailed finance tracker, shame that it's really laggy. i cannot edit my Bills (Tagihan) without waiting for like 10 seconds for it to load properly. And one and only real problem that i struggle besides the lag is that somehow my bill doesn't directly deduct my money in the account. Or perhaps it did deduct my money but i was too impatient to wait for it to load 🤷‍♀️ Please fix this. The features are all spot on but engine running it needs more oil.

This'd be a potential best financial app locally. If not for the bug I'd give it 5. Deleting transfer data left an indelible history; There's no future transaction yet (whether planned or monthly); Connecting local banking/e-wallet is still a drag. Haven't been able to connect anything; Some of my favorite e-wallet isn't here too; There's still a lotsa category to cover (for transaction/budgeting); Budgeting feature still feels incomplete. There's still some I'd like to cover, alas it ends here.

The worst expense tracking app I've ever used. Their system wrongly detect my KPR account as saving account, and their team couldn't manage to fix it. Not gonna lie, its UI is attractive though, and it has unique features like tips and games. But that's pretty much of it. It looks like they prioritize their resources into those cosmestics aspects rather than improve the core service of the app.