airpay money: Your Finance App

AIRPAY MONEY PRIVATE LIMITED

About this app

Your all-rounder personal finance management app, trusted and loved by 1 lakh+ users to manage and grow their money. Whether you're looking to invest, borrow, or manage your money, airpay money brings powerful tools at your fingertips. Invest smartly, calculate your returns, meet life goals, backed by data.

Why airpay money?
✅ Financial Health Check: Monitor your Financial Health Score, plan and track your investments, and maximise tax savings
✅ Financial Calculators to help manage finances better
✅ Investment: Mutual Funds, NPS, Digital Gold & Silver, Fixed Deposits & US Stocks
✅ Insurance: 2-wheeler, 4-wheeler, Health & Life
✅ Loans & Credits: Business Loan, Gold Loan, Loan Against Securities, and Credit Cards
✅ Secure login with mobile number, Google, Apple & biometric security
✅ Financial Planners: Monitor your Net Worth, plan and track your budget, and maximise tax savings.

Key Benefits:
✅ Paperless onboarding
✅ 360° Personal finance platform
✅ 100% Secure & Compliant. Registered with SEBI, AMFI, IRDAI, BSE, and PFRDA
✅ Financial Health Check: Understand where you stand in your financial journey
✅ Real-Time Portfolio Tracking

What is a Financial Health Check?
Our instant Financial Health Check (FHC) lets you get an overview of your savings, investments, taxes, loans & insurance while showing the financial gaps and ways to overcome those.

Investments:
✅ Mutual Funds: Invest, track, and manage your mutual funds from a single dashboard
✅ Digital Gold & Silver: Start building long-term wealth with just ₹1. Shine bright with every rupee!
✅ Fixed Deposits: Enjoy up to 2% higher interest than banks on RBI-regulated FDs
✅ US Stocks: Invest in ready-made baskets of top US companies!
✅ NPS: Smart retirement plan and tax saving opportunities

Credit Cards:
✅ Apply for credit cards with digital KYC

Loans with Quick Approvals
✅ Gold Loan: Gold loan at an attractive interest rate
Lending Partner: Muthoot Fincorp
Loan: ₹1K to ₹5Cr, Tenure: 6M-12M, ROI: 11.99%* p.a.
Maximum Annual Percentage Rate (APR): NA
✅ Loan Against Securities: Avail funds while retaining assets
Lending Partner: ABHI Loans
Loan: ₹10,000 to ₹1CR Tenure: 1M-36M ROI: 11% p.a.
✅ Business Loan: Apply for a business loan easily at an attractive interest rate
Repayment Type: EDI
Min & Max Loan Amount: ₹50,000 – ₹5,00,000
Available Tenure Options: 104 / 156 / 234 / 313 days
Interest Rate (ROI): 28% p.a.
Maximum Annual Percentage Rate (APR): 32%
Repayment Frequency: Daily

Example:
Loan Amount: ₹1,00,000
Tenure: 156 days
Interest Rate: 28% p.a.
Interest Payable: ₹11,967
Total Repayment Amount: ₹1,11,967
Repayment Type: EMI
Min & Max Loan Amount: ₹50,000 – ₹3,00,000
Min & Max Tenure: 1 month – 24 months
Interest Rate (ROI): 24% p.a.
Maximum Annual Percentage Rate (APR): 32%
Repayment Frequency: Monthly

Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Interest Rate: 24% p.a.
Monthly EMI: ₹9,460
Total Repayment Amount: ₹1,13,520

Disclaimer:
airpay money acts as a facilitator for all loan categories and has partnered with RBI-registered NBFCs & Banks to offer loans. All financial products are offered directly to consumers through NBFCs, Partner Banks, and other Financial Institutions.
Loan Amount, Interest Rate, and Processing Fee depend upon the borrower's profile and the lending partner's policies. Real-time portfolio tracking implies real-time updates on net-worth portfolios. All charges and interest rates are prescribed and controlled by lenders. airpay money does not have any control over the final credit assessment.
AMFI Registration No.: ARN-175359
IRDAI Corporate Agent (Composite) Registration No.: CA0793
Registered as a Pension Agent for NPS with ICICI Prudential Pension Funds Management Company Limited.
BSE Member Code: 52238

Contact us: [e-mail]
Customer Care No.: 020 6911 0300
Timings: 9:00 AM to 7:00 PM (Monday to Saturday)

What’s new

New Features, Improvements