airpay money: Your Money App!

AIRPAY MONEY PRIVATE LIMITED

About this app

Your all-rounder personal finance management app, trusted and loved by 1 lakh+ users to manage and grow their money. Whether you're looking to invest, borrow, or manage your money, airpay money brings powerful tools at your fingertips. Invest smartly, calculate your returns, meet life goals, backed by data.

Why airpay money?
✅Financial Health Check: Monitor your Financial Health Score, plan and track your
investments, and maximise tax savings
✅Financial Calculators to help manage finances better
✅Investment: Mutual Funds, NPS, Digital Gold & Silver, Fixed Deposits & US Stocks
✅Insurance: 2-wheeler, 4-wheeler, Health & Life
✅Loans & Credits: Business Loan, Gold Loan, Loan Against Securities, and Credit Cards
✅Secure login with mobile number, Google, Apple & biometric security
✅Financial Planners: Monitor your Net Worth, plan and track your budget, and maximize tax savings.

Key Benefits:
✅Paperless onboarding
✅360° Personal finance platform
✅100% Secure & Compliant. Registered with SEBI, AMFI, IRDAI, BSE, and PFRDA
✅Financial Health Check: Understand where you stand in your financial journey
✅Real-Time Portfolio Tracking


What is a Financial Health Check

Our instant Financial Health Check (FHC) lets you get an overview of your savings, investments, taxes, loans & insurance while showing the financial gaps and ways to overcome those.

Investments:
✅Mutual Funds: Invest, track, and manage your mutual funds from a single dashboard
✅Digital Gold & Silver: Start building long-term wealth with just ₹1. Shine bright with every rupee!
✅Fixed Deposits: Enjoy up to 2% higher interest than banks on RBI-regulated FDs
✅US Stocks: Invest in ready-made baskets of top US companies!
✅NPS: Smart retirement plan and tax saving opportunities


Loans with Quick Approvals

✅Gold Loan: Gold loan at attractive interest rate

Lending Partner: Muthoot Fincorp

Loan: ₹1K to ₹5Cr, Tenure: 6M-12M, ROI: 11.99%* p.a.

Maximum Annual Percentage Rate (APR): NA

✅Loan Against Securities: Avail funds while retaining assets

Lending Partner: ABHI Loans

Loan: ₹10,000 to ₹1CR Tenure: 1M-36M ROI: 11% p.a.

✅Business Loan: Apply for business loan easily at attractive interest rate

Repayment Type: EDI

Min & Max Loan Amount: ₹50,000 – ₹5,00,000

Available Tenure Options: 104 / 156 / 234 / 313 days

Interest Rate (ROI): 28% p.a.

Maximum Annual Percentage Rate (APR): 32%

Repayment Frequency: Daily

Example:

Loan Amount: ₹1,00,000

Tenure: 156 days

Interest Rate: 28% p.a.



Interest Payable: ₹11,967

Total Repayment Amount: ₹1,11,967



Repayment Type: EMI

Min & Max Loan Amount: ₹50,000 – ₹3,00,000

Min & Max Tenure: 1 month – 24 months

Interest Rate (ROI): 24% p.a.

Maximum Annual Percentage Rate (APR): 32%

Repayment Frequency: Monthly

Example:

Loan Amount: ₹1,00,000

Tenure: 12 months

Interest Rate: 24% p.a.

Monthly EMI: ₹9,460

Total Repayment Amount: ₹1,13,520

✅Credit Cards: Apply for credit cards with digital KYC



Disclaimer

airpay money acts as a facilitator for all loan categories and has partnered with RBI-registered NBFCs & Banks to offer loans. All financial products are offered directly to consumers through NBFCs, Partner Banks, and other Financial Institutions.

Loan Amount, Interest Rate, and Processing Fee depend upon borrower's profile and lending partner's policies.

Real-time portfolio tracking implies real-time updates on net-worth portfolios.

All charges and interest rates are prescribed and controlled by lenders. airpay money does not have any control over the final credit assessment.

Contact us at: [e-mail]
AMFI Registration No.: ARN-175359
IRDAI Corporate Agent (Composite) Registration No.: CA0793
Registered as Pension Agent for NPS with ICICI Prudential Pension Funds Management Company Limited
BSE Member Code: 52238