Finnable: Personal Loan App

Finnable Credit Private Limited

About this app

Finnable is India's rapidly growing personal loan app, trusted by salaried professionals in over 120 cities. As an RBI-licensed NBFC, we're dedicated to empowering young India financially by providing quick, paperless personal loans directly to your bank account.

Why Choose Finnable?
Loan Amounts: ₹25,000 to ₹10,00,000.
Interest Rates: 16% to 35.99%.
Tenure: 6 months to 60 months.
APR: 0% to 41%.
100% Digital Application: No physical documentation, apply anywhere, anytime.
Flexible EMI: Choose what you can afford.
No Hidden Fees: Transparency is key to our operations.

Eligibility:
Indian residents employed full-time with a monthly salary of ₹15k or more, deposited directly into a bank account are eligible to apply for a loan.

Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total personal loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731


Responsible Lending:
Finnable partners with leading RBI-regulated NBFCs ensuring security and compliance:
Finnable Credit Private Limited,
DMI Finance Private Ltd,
Northern Arc Capital Limited,
Utkarsh Small Finance Bank Limited,
TVS Credit Services Limited,
Piramal Capital & Housing Finance Limited,

Security & Privacy:
Your data safety is paramount. We don’t share your information with third parties. Permissions needed:
SMS: To improve app functionality and for fraud prevention.
Location: To verify your address.
Camera & Media: To upload necessary documents like Aadhaar/PAN.
Device Info: To secure your loan application by linking your phone’s unique ID.

Get Your Personal Loan in Four Easy Steps:

1. Install Finnable.
2. Sign up and check your eligibility.
3. Choose your loan amount & tenure.
4. Do your KYC & setup auto-debit to receive funds within a few hours.

Email: [e-mail]

Join thousands of other Indians who have elevated their financial possibilities with Finnable—where every step is simple, transparent, and aimed at enhancing your financial freedom.

Ratings and reviews

Very Bad Experience with this app, even though I have maintained a sufficient balance overnight they have not detected but for a single day they are putting bounce charges of 530. It's not at all good. Very Bad one. Last month I have given a 5 star ratings but I don't wants to give that to them. Not even that Application is working properly, that's really frustrating to me.

Such a bad experience using the app. I was trying to foreclose the loan and the customer support on it is almost negligible. I will always get an automated reply to use the live chat and there is no such option to chat with customer support executive. Also they will provide you a video where the app is different and the app which we use is different. I have done the transaction for loan foreclosure but now I'm not getting any reply from them. So ridiculous I don't know what to do now.

Such a worst app, interest rate is so higher don't fall for it, there are other genuine finances than this, they will steal your personal information like photos, contacts, and harass if loan is not paid on time, the app is a drawback and doens't work properly so ur money may get debited twice in one month, Fraud!! pls don't fall for it. My interest rate was 26%. Poor Customer service