EMICalFY:Loan & EMI Calculator

Nisman Digital

Contains ads

About this app

EMICalFY - EMI Calculator & Loan Compare is a financial utility product by Nisman Digital, designed to simplify every financial decision. Whether you're planning a loan, comparing interest rates, or calculating EMIs for online purchases, EMICalFY gives you instant clarity with accurate, transparent calculations.

With EMICalFY you can instantly calculate EMI, compare loan options, estimate interest, & understand your repayment schedule across Home Loan, Personal Loan, Car Loan, Business Loan, Education Loan, Gold Loan, Mortgage Loan, and Product EMI.

Whether you're buying a mobile, laptop, TV, appliance or booking travel on EMI-including platforms like MakeMyTrip, Amazon, Flipkart, Croma, Reliance Digital, Tata Cliq - EMICalFY helps you choose the smartest & most affordable option.

Our mission: empower every user with unbiased, transparent, & easy-to-use financial tools so they make confident, informed financial decisions without confusion.

⭐ Key Features

🔹 Instant EMI & Home Loan Calculator

Get accurate details for any loan:
- Monthly EMI
- Total interest
- Total payable amount
- Interest vs Principal split
- Full repayment schedule

Works for Home, Personal, Business, Car, Education, Mortgage, Gold & Auto Loans.

🔹 Product & Travel EMI Planner

Calculate EMI for everyday purchases such as:
- Mobiles
- Laptops
- TVs
- Furniture
- Home appliances
- Travel packages

Perfect for e-commerce purchases for online shopping & Travel planning.

🔹 Loan Comparison Tool

Compare indicative interest rates, EMIs, and loan costs from top banks & financial institutions based on publicly available data.

See which lender provides the most cost-efficient loan for your requirement.

🔹 Visual Insights & Amortization

Understand your repayments with:
- EMI vs Interest charts
- Yearly and monthly amortization tables
- Loan payoff timeline

Perfect for planning prepayments and evaluating long-term cost.

🔹 Customizable Inputs

Adjust;
- Loan amount
- Interest rate
- Tenure

Instantly see how EMIs and interest change in real time.

🔹 Save & Share Reports detailed EMI summaries via:
- PDF
- Image
- WhatsApp

Great for discussions with family, financial planners, or loan agents.

🔹 Privacy-First Experience
- No spam
- No misuse of data
- Your personal information stays private
- Built for transparency and user trust

⭐ Why Choose EMICalFY?

- Works for all loan categories
- Unbiased, regulator-aligned calculations
- Lightweight, fast & easy to use
- Helps you plan smarter - not just calculate
- Designed to educate, not promote any lender

⭐ Use Cases

💡 Plan your Personal Loan or Home Loan before applying
🏠 Compare Home Loan EMIs across banks
🚗 Check Car Loan EMI before dealership visits
📱 Estimate EMI for mobiles, electronics & appliances
✈️ Calculate EMI for travel packages, hotels & flights
🎓 Plan Education Loan or Business Loan repayments

⚠️ Disclaimer:
EMICalFY is a financial calculation and comparison tool developed by Nisman Digital for educational and informational use only.
- We are NOT a bank, lender, NBFC, or loan provider
- We do not promote, facilitate, issue, or guarantee loans
- All loan data is sourced from publicly available bank/NBFC websites and may change anytime
- Calculations are illustrative and depend on user inputs; actual values vary by lender
- EMICalFY does not guarantee accuracy, interest rate validity, or loan availability
- Always verify loan details directly with your bank or financial institution before applying

🔒 Data & Privacy Commitment

Your privacy is our priority. EMICalFY may collect limited usage data to improve user experience - never for spam or unsolicited contact.

- Data is handled securely and responsibly
- Fully aligned with Google Play policies

🌐 About EMICalFY

EMICalFY by Nisman Digital builds simple, transparent, & consumer-first fintech tools that make financial planning clear, fair & empowering.
Our goal: help every user make smarter, evidence-based financial decisions.

What’s new

🔥 BIGGEST UPDATE EVER!
We've gone GLOBAL! 🌍 Now mastering loans in USA 🇺🇸, India 🇮🇳, Indonesia 🇮🇩, Singapore 🇸🇬 & Vietnam 🇻🇳.

✨ NEW POWER FEATURES:
🧮 Smart Calculators: Home, Auto, Business, Education, Gold Loan & more.
📅 Amortization Schedule: Detailed monthly repayment breakdown.
⚖️ Loan Compare: Find the best rates instantly.
📈 Wealth Tools: SIP & Investment planning.
🎨 Stunning Dark Mode.

Faster, smarter, better. Update now & take control of your finances! 💸