The "Quick Loan Check - Loan Guide" application is designed as a central hub for financial information and knowledge, enabling the public to accurately and safely research and verify legal loan information in Thailand.
The application includes useful content and tools:
📌 Guide to Legal Loans
• Compilation of information on personal loans, digital loans, and vehicle title loans authorized by the Bank of Thailand (BOT), such as LINE BK, FINNIX, Ngern Tid Lor, Rabbit Cash, and others.
• Summary of terms, minimum income, interest rates, and basic applicant qualifications in an easy-to-understand format.
📌 How to Spot Illegal Loans and Scam Apps
• 5 warning signs of illegal loan apps to avoid becoming a victim.
• How to verify financial service provider licenses via the Bank of Thailand website.
• Compilation of hotline numbers for reporting crimes and requesting assistance (AOC 1441, BOT 1213, Police 1599).
📌 Financial Knowledge and Debt Planning
• Steps and channels for checking your National Credit Bureau (NCB) credit report yourself.
• How to calculate your debt-to-income ratio (DSR) to assess your financial liquidity.
📌 Interest and Installment Calculator
• A tool to help estimate monthly installment payments based on the actual interest rate. To assist in planning before making a decision.
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⚠️ Disclaimer & Privacy Policy
1. This application is for financial education purposes only. It does not offer loan services, is not a loan provider, and is not affiliated with any financial institution or bank.
2. This application does not offer loan application, approval, or transfer services, and does not charge any fees or services to users.
3. This application does not collect personal information, passwords, or financial data from users.
4. The calculator results are only preliminary estimates. Actual terms and interest rates depend on the assessment of each financial institution.
A guide to legal loan options, including a basic interest calculator.