Gullak: Upto 16% on Gold p.a.

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About this app

Gullak is an investment app that gives the highest returns on Gold in India. Gullak Gold+ allows you to get extra 5% Gold every year on top of your Gold returns. The extra 5% returns along with gold’s historical returns of 11% p.a. gives investors the opportunity to get whooping 16% return on their investments.

👉 Gullak makes savings and investments easy, automated & rewarding 💰

Highest returns on Gold in India only on Gullak 🎉
✅ Extra 5% gold returns every year on top of gold’s annual returns
✅ India’s first app to launch Gold leasing

Easy to use & rewarding 🎉
✅ Easy setup, in less than 30 seconds
✅ Pause or withdraw your savings instantly & anytime
✅ Doorstep delivery of 24K 999 Gold Coins
✅ Get Free Digital Gold on your savings as a reward

Your investments are always safe & secure 🎉
✅ 100% safe & secure - Partnered with PayTM & built by the makers of BHIM
✅ 100% Pure Gold - 24K 999 hallmarked gold provided by Augmont
✅ Secure storage - Your gold is stored in secure vaults that are monitored
✅ No hidden charges or transaction fees charged by Gullak

👉 What are the different ways to invest in Gullak?

Gullak savings app currently has four savings options by which you can save in Digital Gold

Gold+: Our latest feature enables every Indian to lease their digital Gold and earn extra 5% returns on top of 11% average returns of Gold making effective returns of over 16%. You can lease your gold to India’s biggest, most trusted & verified jewellers and they provide you with extra gold returns. Want higher returns on gold? Try gold leasing on Gullak using Gullak Gold+.

Daily Savings: You can set up a recurring daily savings amount which will get invested in digital gold. You can start saving as low as Rs.10.

Save on every Spend: Every time you make an online transaction, we round off the amount to the nearest 10 & invest this into digital gold.

Top-up: You can add a one-time lump sum amount on any given day into one of your Gullaks.

Gullak provides the best deals on gold investments and rewards for it at the same time.

👉 FAQ’s

How do I participate in Gold+ and lease my gold?
Using Gold+ is very easy with few clicks.
1. Click on Gold+ on Gullak home screen.
2. Select grams to lease
3. Complete your PAN verification
4. Confirm the lease and you will be on your way to earn 16% pa on your gold investments.

How do we ensure safety & security with Gullak Gold+?
Your investments are 100% safe and are always accounted for.
Gullak and Augmont(India’s 3rd largest gold refinery & Gullak’s partner for gold) follow various practices to help keep your gold safe, including:
Vetting the creditworthiness of the jewellers listed on the platform
The jeweller listed on Gullak Gold+ is Auspicious by RSBL. RSBL is one the largest bullion players in India. They have a turnover of 28000+ crores
Obtaining security (in the form of a bank guarantee equivalent to 100% of the INR value of the gold leased)
Taking additional collateral in the event of an increase in the price of gold
Enforcing the security collateral in the event of any default

Can I withdraw anytime I want?

Withdrawals are instant with Gullak. Within just 30 seconds, you’ll receive your money in your bank account.

👉 Contact us
We’d love your suggestions & feedback. You can reach out to us at

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Updated on
Jun 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

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