GuideFin is a free financial planning companion built for Indian retail investors. Whether you're decoding mutual fund jargon, comparing SIP vs lumpsum, or planning your retirement corpus, GuideFin gives
you the tools and the clarity to make confident decisions — without spreadsheets or jargon walls.
— Learn before you invest —
Our Learning Center covers topics across different categories: behavioral finance, taxation, mutual funds, modern assets, government schemes, retirement strategy, the Indian economy, and the math behind every
product. Built for first-time investors and seasoned planners alike.
— Financial calculators in one place —
Run the numbers on EMI, SIP, SWP, EPF, FD, NPS, PPF, RD, SCSS, SSY, and Lumpsum. Compare any two side-by-side to see which fits your goal. A standalone Inflation calculator shows what your future rupee is
actually worth.
— Mutual Fund Insight: go beyond star ratings —
Discover funds across 18 top AMCs with curated screening, fund quality scores, manager skill scores, benchmark comparisons, and four strategy backtests (SIP, Step-Up, Lumpsum, Dip-Buy). Up to 10-year analysis on real NAV data.
— Retirement planning that survives reality —
A phase-based flow: input → baseline → stress test. Run 3,000-iteration Monte Carlo simulations with tax-aware withdrawal sequencing, 6 stress scenarios, P5–P95 confidence bands, historical backtests on 25
years of Nifty data, and a withdrawal rate optimizer that finds your safe spend rate. 3-bucket strategy with debt → balanced → equity allocation. Save plans and export PDF reports.
— Why GuideFin is different —
• Built for Indian investors — Indian Ruppe, Indian tax rules, Indian schemes
• Free to use, with no paywalls on core calculators or learning content
• Calculators work offline; mutual fund and NAV data refresh online
• Email + OTP login; guest mode lets you explore everything before signing in
GuideFin is for anyone who wants to stop guessing and start planning — students opening their first SIP, professionals optimizing tax-saving instruments, and pre-retirees stress-testing their corpus.
GuideFin is for anyone who wants to stop guessing and start planning — students opening their first SIP, professionals optimizing tax-saving instruments, and pre-retirees stress-testing their corpus