Easycash - Pinjaman Daring

PT. Indonesia Fintopia Technology

About this app

A fast, secure, and OJK-licensed online money lending application
Apply for loans conveniently with Easycash.

Loan Products

◉Borrow Money: IDR 200,000 - IDR 80,000,000
◉Duration: Shortest term 93 days, longest 360 days
◉Interest rate (maximum): APR 24% per annum, no additional management fees

👉Example: If you choose a loan limit of IDR 5,000,000 with a term of 93 days, the total interest to be paid is: IDR 5,000,000 * (24% / 365) * 93 = IDR 305,753
Total repayment costs: IDR 5,000,000 + IDR 305,753 = IDR 5,305,753. The monthly payment is IDR 1,768,584

💪What's Different about Easycash

◉No Collateral, simply complete the required information and you can apply for a loan.
◉The entire process is online and requires no phone calls. The loan is disbursed immediately after the review is complete.
◉Protection of personal data and privacy

🤩How to Register
EASY,

✔︎ Fill out the Online Loan Form
✔︎ Approval
✔︎ Funds are immediately disbursed to your account

💳How to Use
We provide fast, unsecured online loans with varying terms. Customers can borrow money quickly and choose the loan term according to their needs.

The entire process is online, unsecured, fast, and meets the security requirements for cash loans.

🔒No Collateral
Easycash is a fast, unsecured online loan. You only need to fill in your personal details and don't need to provide any collateral.

😉 Easy to use

Just download the Easycash app, no signature required. Fast reviews, fast cash loans, all done via mobile phone. An amazing experience!

🏦 How to Repay Your Loan
You can pay your Easycash bill via ATM transfer, mobile banking, internet banking, OVO digital e-wallet, Alfamart, and Alfamidi.
Easycash partner banks: BCA, Mandiri, BRI, BNI, and CIMB.
After completing the payment, you will receive a notification via SMS confirming your successful payment.

📞Contact Us

If you encounter any issues using the app, please contact us using the methods below:
Email: [e-mail] (Borrower) / [e-mail] (Lender)
Customer service: 1500866
Facebook: @EasycashIndonesia
Instagram: @easycash.ind
Twitter: @easycashid
TikTok: @easycash.id
Service Hours: Monday-Sunday 8:00 AM - 8:00 PM
Office Address: Menara Dea 2, Floors 18-20, Jalan Mega Kuningan Barat 1-2 Kav E4 Setiabudi, Kuningan Timur, South Jakarta 12950

👇Who We Are

Easycash is a financial technology company that utilizes internet technology to conduct its business. The unsecured loan process is fast and easy because Easycash uses specialized technology to collect, analyze, and process your unsecured loan within 24 hours. With this technology, you can easily borrow online through the Easycash app. Easycash is registered and supervised by the Financial Services Authority through License Letter number KEP-49/D.05/2020.

◉ What is a KTA without a credit card?
👉Yes, an online KTA loan, or unsecured credit, is a loan without collateral or a credit card. You simply fill in the required information, and the loan will be disbursed after going through the approval process.

◉ Is Easycash an online credit application?
👉Yes, we offer direct loans upfront that you can then use freely for your needs.

◉ What is the Tenor?
👉The Loan Tenor is the length of your Online Loan repayment period.

This product is only for individuals aged 18 and over.

Ratings and reviews

Very easy to use and the process is fast, fortunately i didn't pay any of my debt late so i can't really attest for how the debt collector is. I do have to say though the spam calls are so annoying, every since my debt is almost paid off, I've been getting constant spam calls from easycash. Please stop this, if I want to loan some money, I myself know when, I DON'T CARE about what offers you have because loaning money will always make you lose more.

For recieving money is fast and easy. The problem is the tenor is 15 days. It's too short and hard. If you pay it right on time they kind of use force to take a loan even thou the previous one is not fully paid off. Then there's spam call from robot near deadline, then some debt collector who use force to pay the money that day even thou you are in financial problem/ not get the cash yet. then they assume that whoever late as "failure". This app is basically a loan shark, and not recommended.

NOT RECCOMENNDED!!! There are other loan apps that is much better and transparant. Very disappointed with the tenor period, at first. There was not any explaination that the 1x period is 14 days. This makes me miscalculated the interest. Right after signing the contract, then i was surprised with the total interest to be paid. Maybe due to the tenor beeing calculated 1 period is 14 days. But then i looked again at the contract, it was not transparent about the total cost before the signing.