FINXI｜記帳・投資・日記・共同帳本

FINXI2026

In-app purchases

About this app

FINXI is a personal finance management app that integrates daily budgeting, asset management, diversified investment, shared ledgers, and a life diary.

You can record daily income and expenses, manage multi-currency accounts, and track Taiwan stocks, US stocks, Taiwan funds, gold, futures, and cryptocurrencies. Through daily asset changes, financial health checks, expense forecasts, and monthly budgets, you can gain a clearer understanding of your money flow and overall financial situation.

Personal cloud data can be encrypted end-to-end by the user, protecting backup content through custom passwords, recovery codes, and trusted devices. Once enabled, FINXI cannot view or assist in decrypting your personal financial data.

FINXI also supports shared ledgers. Whether it's splitting travel expenses, family expenses, or shared living arrangements, you can invite members to record, share, and manage together.

Key Features

• Daily Income and Expense Records and Transfer History Quickly record income, expenses, and inter-account transfers, supporting recurring income and expenses, transfer fees, and frequently used combinations for quick budgeting.

• Multi-currency Accounts and Asset Management: Manage NTD, foreign currencies, credit cards, liabilities, e-wallets, and other assets; set account balance start dates and view account numbers and totals converted to NTD by category.

• Credit Cards, Liabilities, and E-Wallets: Manage credit card limits, billing dates, payment due dates, loans, and installment payments; automatically top up designated accounts when e-wallet balances are insufficient.

• Transaction Details Search and Reminders: Search transactions by date, type, category, account, and notes; receive reminders for upcoming income, expenses, and credit card payments.

• Shared Ledger and Travel Split: Invite family, partners, friends, or travel companions to record shared expenses, advances, and member contributions; clearly view each other's receivables and payables.

• Taiwan and US Stock Holdings Management: Record transactions, costs, dividends, present value, and profit and loss, and update official stock prices after market close; Taiwan stock quotes can also be updated with one click during trading hours.

• Margin Trading, Securities Lending, and Borrowing: Records margin purchases, self-owned funds, margin liabilities and repayments, as well as securities lending sales, short covering, lending, withdrawal, expected withdrawal date, annual interest rate, and actual income.

• Corporate Stock Transactions: Supports stock dividends, stock splits, stock splits, and capital reductions, and can record cash returns from capital reductions and adjustments to shareholding costs.

• Brokerage Statement Import: Supports importing Taiwan and US stock transaction statements in compatible formats, reducing repetitive input.

• Taiwan Fund Tracking: Daily synchronized fund net asset value and price changes; foreign currency-denominated funds can also be deducted or credited in Taiwan Dollars.

• Gold Investment Records: Tracks gold holding costs, daily reference prices, transactions, present value, profit and loss, and asset changes; the trading keyboard can switch existing positions or add new names.

• Futures Trading and Equity Management: Search for futures products and contract months, and record long/short positions, opening positions, adding to positions, closing positions, contract quantity, margin, fees, and transaction taxes. Futures equity is updated daily based on closing prices and included in total investment value and net assets.

• Futures Expiration Reminders: Reminds you of settlement or rollover before contract expiration, and strengthens monitoring of costs, profits and losses, available liquidation positions, and margin protection.

• Cryptocurrency Management: Search and track cryptocurrency market data, recording buy and sell transactions, transaction currencies, exchange rates, holding costs, market value, and profits and losses.

• One-Click Market Updates: Updates the latest available market data for tracked Taiwan stocks, US stocks, and cryptocurrencies in one click; funds, gold, and futures are updated daily based on their respective data sources.

• Customizable Investment Categories: Freely select and sort Taiwan stocks, US stocks, funds, gold, futures, and cryptocurrencies; the investment page and trading keyboard will display the results simultaneously.

• Investment and Asset Change Calendar: Daily total investment changes are presented Monday through Friday; daily total asset changes are presented Sunday through Saturday. Click on a date to view detailed changes for that day.

• Asset Trends and Financial Analysis: View daily asset changes, investment costs, allocation, and accumulation trends. Understand monthly income and expenses and key financial indicators through a financial check-up.

• Expense Forecasting and Monthly Budget: Forecast future expenses based on historical records and compare them with actual expenditures. Customize your total budget and budgets for each category, and track remaining funds in real time.

• Desktop Widgets: Quickly view today's expenses, assets, diary entries, frequently used spending, and remaining budget for each category.

• Life Diary and To-Do List: Record your life, mood, daily priorities, and routine tasks, keeping your finances and life trajectory in one place.

• Personal Cloud End-to-End Encryption: Set your own encryption password, recovery code, and trusted devices to protect your personal cloud backup.

• Backup, Transfer, and Sync: Supports JSON backup and personal cloud syncing for easy data transfer and saving across devices.

• Personalized Appearance: Offers various themes, fonts, app icons, and numeric keypad configurations to create a personalized user experience.

FINXI is suitable for those who want to organize their daily income and expenses, track diversified investments, manage their overall assets, or record shared living expenses with important people. Start with a daily expense log to see how money flows and how assets and life gradually accumulate.

Privacy Policy:

https://finxi.app/privacy/

Terms of Use (EULA):

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/