Trying to picture how your savings will actually grow, or whether a loan really fits your budget? Guessing with rough math or juggling spreadsheets rarely gives you a clear answer. Compounded Finance Planner turns compound-interest and loan calculations into a fast, visual, high-contrast dashboard that works entirely on your device. It's built for savers planning a goal and borrowers comparing loan options who want honest numbers without accounts, ads, or clutter.
What sets this app apart is its bold neo-brutalist design: thick borders, high-contrast surfaces, a punchy yellow accent, and crisp monospace numerics that make every figure easy to read at a glance. Instead of burying results in tiny text, it shows the numbers that matter big and clear, paired with charts and gauges so you understand the story behind each calculation.
KEY FEATURES
• Savings calculator - Enter a principal deposit, monthly contribution, annual interest rate, and term in years to instantly project your Future Value.
• Flexible compounding - Choose annual, semi-annual, quarterly, monthly, or daily compounding to match how your account actually works and see the difference it makes.
• Savings-multiplier arc gauge - A visual arc shows how much your money multiplies over the term, turning abstract growth into a figure you can feel.
• Effective Annual Rate (APY) - See the true yearly yield after compounding, so you can compare offers on equal footing.
• Detailed savings ledger - Breaks results into initial deposit, total contributions, interest earned, and term, so you know exactly where your future balance comes from.
• Savings growth chart - Watch your balance climb over time, with preset rate chips to quickly test different interest scenarios.
• Loan calculator - Get your monthly payment, total interest, and total amount repaid for any loan you're weighing.
• Principal-vs-interest breakdown - Understand how much of your repayments go to the loan itself versus interest costs.
• Amortization chart - Visualize how your loan balance shrinks over the repayment period.
• Default currency setting - Set your preferred currency once and see it applied across every calculation.
• AMOLED deep-black mode - A true-black theme that looks sharp and saves power on OLED screens.
• Guided onboarding - Set your typical savings range, term, and currency up front so the app fits your situation from the first tap.
HOW IT WORKS
Complete the quick onboarding to set your savings range, term, and currency.
Open the Savings tab, enter your deposit, monthly contribution, rate, term, and compounding frequency, and read your Future Value, APY, and multiplier gauge.
Switch to the Loans tab to enter loan details and review your monthly payment, total interest, and amortization.
Adjust rates with preset chips, compare scenarios, and fine-tune settings until the plan makes sense.
PERFECT FOR
• Savers building toward a specific goal who want to see realistic growth.
• Borrowers comparing loan offers before committing.
• Anyone who wants clear, visual finance math without a subscription.
PRIVACY
There is no account to create, no cloud sync, no ads, and no tracking. All of your inputs and results stay on your device.
Stop guessing about your money and start seeing the numbers clearly. Download Compounded Finance Planner and plan your savings and loans with confidence, all in a bold dashboard that keeps everything private and on your device.
Offline compound-interest savings and loan calculator with a bold neo-brutalist