餘裕 · PICO LEDGER

Contains adsIn-app purchases
Content rating
Everyone
1+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

"YuYu" is a clean, visually appealing, and clearly calculated personal expense ledger.

Open it to start recording your expenses—no registration or login required. Your data is stored exclusively on your phone.

■ Monthly Overview at a Glance
Your remaining balance, income, expenses, and income utilization rate are all displayed on the first screen. Transaction details are editable and deleteable, and custom categories are supported, creating a clean monthly summary.

■ Savings Goals
Set your savings goals, and a progress bar updates instantly with each deposit, making it easy to see how much you need.

■ Loan and Repayment Tracking
Enter the loan amount, term, and deduction date, and the app automatically generates a detailed repayment schedule. Early repayments are also tracked, allowing you to see how much you've paid and how much remains.

■ Fixed Income and Expenses
Set monthly fixed expenses like rent, subscriptions, and insurance premiums, and they are automatically added to your transaction details in the first month of your billing cycle.


■ Annual Report, One-Click PDF Conversion
A year's income and expenditure summary, monthly bar charts, and category breakdowns are all compiled into an A4 report. You can choose to include complete details from January to December, and the system's print function saves it as a PDF—you decide where to save it.

■ Three Languages, Four Themes
Traditional Chinese/English/Japanese; Warm, White, Night, and a hidden PRIVÉ.

■ Cloud Sync: We Can't See Your Ledger

This is an optional feature. When enabled, the ledger is encrypted "before" it leaves your phone. Our server only stores encrypted text that even we ourselves cannot decrypt—not that we "guarantee not to see it," but it's technically impossible. You can delete your account in the settings at any time, and the encrypted copy on the server will also disappear.

■ About Ads and Payment

The app is free, supported by advertising. If you don't want to see ads, you can purchase "Ad-Free" once; "Lifetime Unlock" includes both ad-free viewing and cloud synchronization. Both are one-time purchases; there is no subscription.
View monthly expenses, savings goals, and loan repayments all at once, and convert annual reports to A4 PDF with a single click.
Updated on
Sep 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Audio and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

- Fixed the rating prompt showing up on a brand-new install. It now waits until you have really recorded ten transactions.
- Purchase copy no longer names platforms. The privacy policy and account-deletion page now cover App Store payments too, not only Google Play.
- If your store account already bought an unlock that your signed-in account lacks, the app offers to apply or move it instead of just failing. Moving needs your confirmation, and the other account loses it.
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
凌 士 偉
fishzero002@gmail.com
鳳林三路783巷2號 大寮區 高雄市, Taiwan 83104