FixMyScore : Credit Score App

fixmyscore

About this app

FixMyScore is India's dedicated credit score repair and improvement app — built for the 160 million Indians who are credit-underserved, self-employed, or have faced loan rejection due to a low credit score. Unlike apps that only show your score, FixMyScore gives you a personalised, step-by-step plan to fix it.

What does FixMyScore do?

FixMyScore is India's credit score repair and improvement app — built for 160 million+ Indians who are credit-underserved, self-employed, or have faced loan rejection due to a low credit score. Most credit score apps stop at showing you a number. FixMyScore tells you exactly what is hurting your score, how to fix it, and tracks your progress until you are loan-ready.

🔍 FREE CREDIT SCORE CHECK & SIMPLIFIED CREDIT HEALTH REPORT

✔ Instant free credit score check — full CRIF credit report
✔ Simplified Credit Health Report — your complete credit report explained in plain, simple language, no financial jargon
✔ See payment history, credit utilisation, loan enquiries & account status at a glance
✔ Real-time alerts when your credit score changes
✔ Weekly credit score tracking with progress history

🤖 AI-POWERED CREDIT SCORE IMPROVEMENT

✔ Personalised AI plan to increase credit score fast
✔ Know exactly which factors are pulling your credit score down
✔ Step-by-step actions to improve credit score above 750
✔ Credit score simulator — see how each action impacts your score before you take it

🧑‍💼 1:1 CREDIT EXPERT VIDEO CALL

Talk to a real credit expert — face to face, from your phone.
✔ Book a personal video consultation with a certified credit advisor
✔ Get your credit report reviewed line by line
✔ Personalised advice on loan settlement, credit report disputes & score improvement
✔ Ask anything — loan rejection, NPA account, settled loan, credit card overdue

🚀 GET LOAN-READY IN 90 DAYS

✔ Check your loan eligibility before you apply
✔ Fix errors and old defaults blocking loan approval
✔ Targeted plans for personal loan, home loan & business loan readiness
✔ Avoid hard enquiries that silently damage your credit score

⚖️ LOAN SETTLEMENT GUIDANCE

Overdue loan, loan default or NPA account? FixMyScore guides you step by step:
✔ Loan settlement vs loan closure — what each means for your credit score
✔ How to negotiate a settlement amount with your lender
✔ Steps to get a No Objection Certificate (NOC) after settlement
✔ How to rebuild your credit score after a settled loan

📋 CREDIT REPORT DISPUTE & ERROR CORRECTION

Wrong loan amounts, unknown accounts or closed loans showing active can drag your score down by 50–100 points. FixMyScore helps you:
✔ Spot errors in your CIBIL, Experian, Equifax or CRIF credit report
✔ Raise a formal dispute with the credit bureau directly from the app
✔ Track dispute status until it is resolved
✔ Many users see a 40–80 point credit score improvement just by correcting report errors

💼 WHO IS FIXMYSCORE FOR?

→ Self-employed — shop owners, kirana stores, drivers, contractors, electricians, plumbers
→ Small business owners who need a business loan or working capital
→ Anyone with a credit score below 700 or a recent loan rejection
→ People with a loan default, settled account or NPA entry
→ Young earners in Tier 2, 3 & 4 cities starting their credit journey
→ Salaried users preparing for a home loan or car loan

❓FREQUENTLY ASKED QUESTIONS
Credit score kaise badhaye?
Follow your personalised FixMyScore plan — most users see a 30–50 point improvement within 60 days.
CIBIL score kaise improve kare?
Pay EMIs on time, reduce credit utilisation and fix report errors — FixMyScore tracks all of it for you.
Loan reject hone ke baad kya kare?
Find the exact reason in your Credit Health Report and fix it step by step.
Credit report mein galti kaise theek kare?

🔒 SAFE, SECURE & PRIVACY-FIRST
Your financial data is 100% encrypted and never shared with any third party without your consent. Aligned with RBI data privacy guidelines for financial apps in India.