Your repair shop just called with an estimate. Now what?
Fix or Replace Auto turns that stressful moment into a clear, honest number: what it really costs to keep your car versus what it really costs to replace it — taxes, fees, and financing included. No guesswork, no scare tactics.
WHY IT'S DIFFERENT
Most "fix or replace" advice boils down to one bad rule of thumb: if the repair costs more than half your car's value, replace it. That rule ignores your loan payoff, replacement taxes and fees, financing costs, and your car's actual reliability — and it can talk you into replacing a car that was still the smarter choice to fix.
Fix or Replace Auto weighs it all:
• The repair cost and your vehicle's recent repair history
• Age, mileage, condition, and reliability
• Your car's current market value and any loan payoff
• The full net cost to replace it — purchase price, sales tax, title and registration, dealer fees, trade-in value, and financing — not just the sticker price
HOW IT WORKS
• Scan your VIN or enter your vehicle manually
• Describe the repair by voice or text — we structure the estimate for you
• Add your vehicle's history and condition
• See replacement costs, with nationwide tax and fee estimates so you're never stuck guessing
• Get an instant recommendation: Fix It, Get Another Quote, Replace It, or Too Close to Call
• Use the What-If tool to see how the recommendation changes at different repair costs
• Get a plain-language explanation of the "why," plus smart questions to ask your mechanic
• Save the decision and build a repair history for next time
BUILT TO BE HONEST, NOT ALARMIST
Fix or Replace Auto never collapses a real financial decision into a single ratio. When the numbers are genuinely close, it says so — instead of forcing a false answer just to give you one.
Fix or Replace Auto provides estimates to help you think through a repair-versus-replace decision. It is not mechanical, financial, or tax advice, and it doesn't replace a qualified mechanic's inspection. Tax, title, and fee figures may use nationwide averages rather than your exact state or dealer — always verify final numbers before making a purchase or repair decision.
Know whether to fix or replace your car before you say yes to the shop.