F&M Bank-NC

4.8
209 reviews
5K+
Downloads
Content rating
Everyone
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About this app

The F&M Bank app is the key to managing your money anytime, anywhere. It’s fast, secure and loaded with features that allow you to send and receive funds, as well as manage accounts.

What can you do with the F&M Bank app?
• Keep your transactions organized with tags, notes and photos of receipts and checks
• Receive alerts when a balance drops below a certain amount
• Pay bills or transfer money to a friend
• Move money between your accounts
• Deposit checks simply by taking a picture of the front and back
• Turn your debit card on and off
• View and save your monthly statements
• Find offices and ATMs near you
• Group your accounts for ease of viewing

To maximize the F&M Bank app security, access requires a passcode or Touch ID®/Face ID® (on supported devices). Please note, while F&M Bank offers this app as a complimentary service, usage rates may apply from your wireless service provider.
Updated on
Dec 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Contacts, and App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.8
205 reviews
Robin Scharding
December 2, 2021
Much better than before! But, I'd like...when depositing checks that the "check front" "check back" and "process" be moved to the same side (preferably the right side) While holding the phone and trying to reach to the center of the phone to touch the "process" a check command is difficult to reach and keep phone steady and in place.
5 people found this review helpful
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Penny Bonds
December 8, 2025
I've been banking with F&M for around thirty years. Customer service has always been very professional, helpful and kind. I couldn't think of ever changing to a better bank because to me, there is none other. Thank You, Penny Bonds
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Eddie DeHart
December 13, 2021
The old app worked much better, the app camera used to take the check picture. Not like the new app where I have to balance the camera and click on the screen as it normally blurs the picture. Hopefully they can fix that back to the way it was! 🤔
7 people found this review helpful
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What’s new

Version 3.30.0 • Bug fixes and performance improvements

App support

About the developer
F & M Financial Corporation
jhartsel@fmbnc.com
221 Statesville Blvd Salisbury, NC 28144 United States
+1 704-762-2220