FONDEA | Personal

4.4
37.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Say goodbye to fees! Open your Fund-free debit account, enjoy 10% returns, and keep your money safe. Because you deserve more than just an account; you deserve financial freedom.

Discover Bóveda, the smart tool designed to boost your savings, with a 10% annual return on 30-day deposits. Your money is unstoppable!

✔️ FEE-FREE Account
✔️ Bóveda and 30-day deposits with up to 10% returns
✔️ Make transfers
✔️ Check your balance
✔️ Get your debit card with NO ANNUAL FEE
✔️ Get a virtual card for safer online purchases. Your information is protected, card with QR code
✔️ Add your card to Google or Apple Wallet and pay in seconds
✔️ 100% digital support, NO LINES.

FONDEADORA® offers a fast and convenient virtual account for withdrawals, deposits, online payments, sending, saving, and spending your money.

💰Vault
✔️ With 30-day installments, earn a 10% annual return after leaving it for 1 month.

💳 THE MASTERCARD PEOPLE RECOMMEND
✔️ A virtual card within the app accepted everywhere. Shop online and at any merchant worldwide that accepts Mastercard.
✔️ We'll give you a physical QR code card with contactless digital technology.
✔️ Make payments and purchases directly from Google Pay / Apple Pay with your Fondeadora card.
✔️ Block and unblock your card from the app and receive instant notifications.
✔️ 100% free virtual card and debit card. No opening fee or commission.

⚖️ NO FEES, NO MINIMUM BALANCES, NO RED TAPE.
Register with an official ID (18+) and gain access to your account with an app designed to give you control of your savings.
Fondea | Personal is a complete digital account for organizing your finances, checking your balance, managing money, making transactions, and having a virtual card and a debit card with a earnings program.

💵 THE VIRTUAL ACCOUNT THAT GIVES YOU BACK CONTROL OF YOUR MONEY.
✔️ Instantly updated balance. Check your balance in your digital account without leaving home.
✔️ Send and receive money 24/7. Make transactions, online payments, and deposits every day.
✔️ Instant notifications. Receive purchase and transaction alerts.
✔️ 100% digital help center.
✔️ Make transfers between digital accounts, make money transactions, and check your finances without leaving home.
✔️ Two cards: a virtual card and a debit card with no annual fee.
✔️ Hassle-free withdrawals, deposits, and payments.

💪 TAKE BACK CONTROL OF YOUR MONEY
FONDEADORA® is a convenient and fast digital account to free you from banks and the bureaucracy of managing your savings in traditional bank accounts. Download the app to register, open your virtual account, and have a virtual card instantly.

A convenient and fast digital account to send, spend, save, and manage your money from your cell phone, easily and without lines at banks.

We're here to answer your questions about the digital account, card, interest rates, or digital services offered for money management. Contact us through the support chat in the app or email us at soporte@fondeadora.com

FONDEADORA® is a registered trademark owned by Fondea Technologies S.A. de C.V. S.F.P.
Fondea | Personal is a product of Fondea Technologies S.A. de C.V. S.F.P. This product is guaranteed by the Protection Fund for up to 25,000 UDIs. Nominal APR 10.47% and Real APR 6.44% before taxes.
Updated on
Jun 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
37.2K reviews
Nadia Rivera
August 24, 2023
The button "Need help" doesn't work ... I have to access it through a different cellphone after trying a lot. The "I forgot my password"option, doesn't work... Customer service try to do their best but it's not enough ... They ask you to do things that someone with not too much skill couldn't do. Their validation method is confusing. They ask you to send a picture/video through the app and the app doesn't let you add the evidence, and they provide a link that it doesn't work, it's obsolete...
6 people found this review helpful
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Fondeadora®
August 25, 2023
¡Hola Nadia! Parece que tuviste algunos problemillas 😬 Pero no te preocupes, ¡estamos trabajando duro para solucionarlo! Por favor, contáctanos a través de nuestro correo electrónico soporte@fondeadora.com y haremos todo lo posible para ayudarte a resolver cualquier problema 📲
Kurt Robinson
March 2, 2024
I take photos of my ID and face and it just tells me "something went wrong". I can't sign up Edit: I did sign up after trying five times. It got my name wrong and there's no clear way to correct it. The "need help" button just sends me to a video talking about how there won't be any problems signing up with this app Edit: I have had problems with this app in the past but it does seem to be much smoother these days. I use the card often, as well as the savings account.
66 people found this review helpful
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Fondeadora®
June 15, 2021
Hi Kurt, we are sorry that you're having issues with the app. Can you write to us at soporte@fondeadora.com. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Diego Reza
April 12, 2022
I have been using fondeadora for over 6 months and I can confidently say that although the application lacks in some features, the customer service more than makes up for it. I have lost a card, changed phones and lost my account and customer service is always ready to help. 10/10
13 people found this review helpful
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Fondeadora®
April 12, 2022
¡Hola Diego! Agradecemos que seas parte de la comunidad Fondeadora. Todos los días trabajamos para que tu experiencia con nosotros, sea la mejor.

What’s new

- Mejoras generales

App support

About the developer
Apoyo Multiple, S.A. de C.V., S.F.P.
soporte@fondeadora.com
Juan José Rios Pte. No. 72 Jorge Almada 80200 Culiacán, Sin. Mexico
+52 55 7100 3171

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