차곡차곡 - 은퇴계산기·자산 포트폴리오

Forest Village Studio

Contains adsIn-app purchases

About this app

When can I retire with my current assets?

Chagokchagok is an asset management app that aggregates your stocks, savings, real estate, pensions, and other assets and liabilities in one place to show you your retirement D-day and the range of your living expenses in old age.

It is not a retirement calculator that performs a one-time calculation; instead, you can check your retirement plan whenever your assets change.

[My Assets at a Glance]

• Manage stocks, savings, real estate, pensions, and other assets and liabilities together

• Check net worth reflecting total assets and liabilities

• Organize current status and holdings by asset type for easy viewing

[Retirement D-Day and Retirement Fund Planning]

• Calculate retirement D-Day based on current age, target retirement age, and monthly living expenses

• Future asset timeline reflecting current assets and monthly investment amounts

• Check retirement scenarios reflecting inflation and expected rates of return

• Simulate how long assets are maintained based on monthly withdrawal amounts

• Check retirement living expenses by referring to the 4% withdrawal threshold and safety range

• Support retirement planning including National Pension, Private Pension, and Housing Pension

[Stock and Portfolio Management]

• Check domestic and overseas stock holdings and unrealized gains/losses

• Manage buy/sell records and average purchase prices

• Check XIRR returns reflecting deposit and withdrawal timing

• Provide current prices, holding status, and stock research by stock

[Dividend Flow Management]

• Monthly estimated dividends and Check 12-Month Dividend Flow

• Check scheduled payment dates on the dividend calendar

• Review dividend portfolios and post-retirement cash flow scenarios

[Manage Transaction History More Easily]

• Import Toss Securities transaction history PDF

• Import Korea Investment & Securities ISA transaction history Excel

• Supports both manual input and file import

• Review content on the pre-import screen before saving

[Record and Share]

• Provides asset reports summarizing your assets and retirement plans

• Check portfolio observations with an AI assistant

• Receive notifications for important asset changes and dividend schedules

Chagokchagok does not just show optimistic numbers.

It focuses on creating a retirement plan that you can verify by distinguishing between current assets, living expenses, and assumptions regarding inflation and returns.

Start accumulating your assets now to check the distance remaining until retirement and your living expenses in your later years.

※ The financial data and analysis provided by Chagokchagok are for investment reference only and do not constitute investment advice or recommendations. There may be discrepancies with actual market prices or delays in data delivery. All investment decisions and the resulting liability lie solely with the user.

※ Some advanced analysis and reporting features may require in-app purchase.

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